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276 Niantic River Road

Waterford, Connecticut 06385

ACTIVE$739,900

Reduced from $750,000

Beds
3
Baths
2 | 1
SqFt
1,887
Acres
0.19
Year Built
1905
Matt Caiola

Matt Caiola

Luxury Real Estate Advisor

MCMATT CAIOLALUXURY PROPERTIES
Higgins Group Private Brokerage

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WaterfrontDock / Mooring1 FireplaceVirtual TourPrice Reduced

About This Home

Take a Self-Guided 3D Tour or Enjoy a Video Walkthrough 24/7! Elevated above the nearby flood zone, this direct waterfront home on Keeny Cove/Niantic River delivers sweeping views, great light, and a licensed floating dock for kayaking, paddleboarding, or running a tender out to your deep-water mooring or larger boat at a nearby marina. The main level features an open-concept plan with 9-foot ceilings, Hickory and Oak hardwood floors, a direct-vent Gas fireplace, a Living Area, a Quartz Kitchen with a Gas range, a microwave drawer, and peninsula seating, as well as a Powder Room and a flexible 1st floor Office, all oriented towards the water. Upstairs, the Primary Suite enjoys the same view, a private Bath, and a large closet, with two additional Bedrooms, a hall Bath, and 2nd-floor laundry. City water and city sewer serve the home. Efficient heat pumps provide heating and cooling, and hot water is on demand. Public age reflects the original 1905 foundation only. The old structure was demolished, the foundation was improved, and the home was essentially rebuilt in 2023 with just one wall from the former home retained. Minutes to the Niantic Boardwalk, Waterford beaches, Harkness Memorial State Park, and key commuter routes, I-95, I-395, and Rt 2. Flood insurance is not required for the home due to its elevation. NEXT STEP: Schedule your private showing today!

Key Facts

City/Town
Waterford
Neighborhood
N/A
Property / Style
Single Family · Colonial
Year Built
1905
Days on Market
263 days
Beds
3
Baths
2 full · 1 half
Living Area
1,887 sq ft
Lot Size
0.19 acres
Garage / Parking
4 total
Property Taxes
$9,429 / Annually

Market Snapshot

The Waterford Market

Single Family · trailing 12 months

Median Days on Market

12

24 active listings

Median $ / Sq Ft

$281

24 active listings

Sale-to-List Ratio

100.0%

209 sales

How this home compares

List Price

$739,900

vs $479,450 median

54.3% above median

Price / Sq Ft

$392

vs $281 median

39.5% above median

Days on Market

263 days

vs 12 days median

251 days longer than median

Based on 24 active and 209 closed sales (trailing 12 mo) of single family in Waterford. Source: SmartMLS · As of July 28, 2026.

Location

276 Niantic River Road, Waterford, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$4,806

per month

  • Principal & Interest$3,773
  • Property Taxes$786
  • Insurance$247
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Waterford
Neighborhood
N/A
County
New London

Residence

Property Type
Single Family
Style
Colonial
Year Built
1905
New Construction
No/Resale
Living Area
1,887 sq ft

Schools

Elementary
Oswegatchie
High
Waterford

Interior

Heating
Heat PumpZoned
Heat Fuel
Electric
Cooling
Ceiling FansDuctlessZoned
Fireplaces
1
Laundry
Upper Level
Laundry Location
In 2nd Floor Hall
Appliances
Gas RangeMicrowaveRange HoodRefrigeratorDishwasherWasherDryer
Basement
Crawl SpaceFullUnfinishedStorageInterior AccessWalk-outConcrete FloorFull With Walk-Out
In-Law Apartment
No
Interior Features
Cable - Pre-wiredOpen Floor Plan

Exterior & Lot

Lot Size
0.19 acres
Zoning
R-20W
Garage / Parking
4 total parking spacesPavedOff Street ParkingDrivewayCircularPaved
Waterfront
Direct waterfront
Waterfront Details
RiverDock or MooringViewAccess
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Flood Zone
No
Construction
Vinyl Siding
Color
White
Roof
Asphalt Shingle
Foundation
ConcreteStone
Exterior Features
DeckGuttersLightingStone Wall
Lot Description
Sloping LotWater View

Listing & Financials

Property Taxes
$9,429 / Annually
Days on Market
263
MLS #
24136897
MLS Status
Active
Financing
VA

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Gregory Hanner

Garden Realty

(860) 608-8659

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 7/28/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 7/28/2026 at 6:15 AM UTC.