4 Oak Street
Derby, Connecticut 06418
- Beds
- 7
- Baths
- 3 | 1
- SqFt
- 3,200
- Acres
- 0.25
- Year Built
- 1988
- Property Type
- 3 Family
Matt Caiola
Luxury Real Estate Advisor
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About This Home
***Multiple Offers received, seller is requesting Best and Final Offers by 5pm Monday 05/04.*** Located in the heart of Derby, 4 Oak Street presents a fantastic multi-family investment opportunity just moments from the city's revitalizing downtown district. This well-maintained property features three units, each with separate utilities and washer/dryer hookups for added convenience. The lower-level unit offers 2 bedrooms and 1 bathroom, with a combination of electric heat and a gas heater, and has been recently updated with new flooring, fresh paint, and a modernized kitchen and bath. The second and third units are townhouse-style, including a spacious 2-bedroom, 1-bath layout and a larger 3-bedroom, 1.5-bath unit boasting central air, gas heat, and a bright open-concept living and dining area filled with natural light. The 3-bedroom unit also features a newer walkout deck with scenic views overlooking Derby. Additional highlights include brand new windows in two of the units, well-maintained mechanicals, and a large driveway enough to fit 6+ cars!
Key Facts
- City/Town
- Derby
- Neighborhood
- N/A
- Property / Style
- Multi-Family · Units on different Floors,Units are Side-by-Side
- Year Built
- 1988
- Days on Market
- 92 days
- Beds
- 7
- Baths
- 3 full · 1 half
- Living Area
- 3,200 sq ft
- Lot Size
- 0.25 acres
- Garage / Parking
- 6 total
- Property Taxes
- $6,710 / Annually
Market Snapshot
The Derby Market
Multi-Family · trailing 12 months
Active Listings
4
8 under contract
Median List Price
$457,450
4 active listings
Median Closed Price
$469,500
26 sales
Median Days on Market
86
4 active listings
Median $ / Sq Ft
$203
4 active listings
Sale-to-List Ratio
100.0%
26 sales
How this home compares
List Price
$550,000
vs $457,450 median
20.2% above median
Price / Sq Ft
$172
vs $203 median
15.3% below median
Days on Market
92 days
vs 86 days median
6 days longer than median
Based on 4 active and 26 closed sales (trailing 12 mo) of multi-family in Derby. Source: SmartMLS · As of July 31, 2026.
Location
4 Oak Street, Derby, Connecticut
Estimate Your Payment
Estimated Monthly Payment
Rates: Freddie Mac PMMS via FRED · Updated Jul 23, 2026per month
- Principal & Interest$2,804
- Property Taxes$559
- Insurance$183
- HOA$0
Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.
Location
- City/Town
- Derby
- Neighborhood
- N/A
- County
- New Haven
Residence
- Property Type
- Multi-Family
- Subtype
- 3 Family
- Style
- Units on different Floors,Units are Side-by-Side
- Year Built
- 1988
- New Construction
- No/Resale
- Living Area
- 3,200 sq ft
- Below Grade
- 400 sq ft
Schools
- Elementary
- Per Board of Ed
- High
- Per Board of Ed
Interior
- Heating
- Hot Air
- Heat Fuel
- Natural Gas
- Cooling
- Central AirWindow Unit
- Laundry
- All Units Have Hook-Ups
- Basement
- PartialPartially Finished
Exterior & Lot
- Lot Size
- 0.25 acres
- Zoning
- CR
- Garage / Parking
- 6 total parking spacesDrivewayPrivate
- Waterfront Details
- Not Applicable
- Water Source
- Public Water Connected
- Sewer
- Public Sewer Connected
- Flood Zone
- No
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- Exterior Features
- BalconyDeck
- Lot Description
- Corner Lot
Listing & Financials
- Property Taxes
- $6,710 / Annually
- Days on Market
- 92
- MLS #
- 24171230
- MLS Status
- Under Contract
Similar Properties
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This information is believed to be accurate, but without warranty.
The IDX display contains information sourced from SmartMLS, Inc. as of 7/31/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.
Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.
Data last updated on 7/31/2026 at 2:26 AM UTC.