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195 Town Line Highway

Watertown, Connecticut 06795

ACTIVE$769,900

Reduced from $789,000

Beds
4
Baths
2 | 2
SqFt
3,072
Acres
2.89
Year Built
2004
Matt Caiola

Matt Caiola

Luxury Real Estate Advisor

MCMATT CAIOLALUXURY PROPERTIES
Higgins Group Private Brokerage

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3-Car Garage1 FireplacePrice Reduced

About This Home

Welcome to 195 Town Line Highway, Watertown! Ideally situated on the Watertown-Bethlehem town line. This custom-built Colonial offers the perfect blend of elegance, space, and privacy. Built in 2004 and offering over 3,000 square feet of living space, this impressive 4-bedroom, 2 full bath, 2 half bath home is nestled on a picturesque 2.89-acre lot with beautiful views and a desirable neighborhood setting. The exterior is highlighted by a 3-car garage, stamped concrete driveway, bluestone patio, and expansive outdoor living areas perfect for entertaining or simply enjoying the peaceful surroundings. Inside, you'll find a thoughtfully designed floor plan featuring a spacious kitchen that opens seamlessly to the family room, complete with a cozy fireplace and direct access to the patio. The formal dining and living rooms also offer patio access, creating an ideal flow for indoor and outdoor entertaining. A dramatic two-story foyer welcomes you inside, while a first-floor home office provides the perfect space for remote work or study. The main level also features a convenient mudroom/laundry room and hardwood flooring throughout, complemented by beautiful crown molding and quality craftsmanship. Upstairs, you'll find 4 generously sized bedrooms, including an inviting primary suite featuring a luxurious full bath with a soaking tub, separate shower, and spacious his-and-her walk-in closets. Don't miss out on this one!!!

Key Facts

City/Town
Watertown
Neighborhood
N/A
Property / Style
Single Family · Colonial
Year Built
2004
Days on Market
107 days
Beds
4
Baths
2 full · 2 half
Living Area
3,072 sq ft
Lot Size
2.89 acres
Garage / Parking
3 garage
Property Taxes
$11,708 / Annually

Market Snapshot

The Watertown Market

Single Family · trailing 12 months

Median Days on Market

59

35 active listings

Median $ / Sq Ft

$263

35 active listings

Sale-to-List Ratio

100.0%

222 sales

How this home compares

List Price

$769,900

vs $415,000 median

85.5% above median

Price / Sq Ft

$251

vs $263 median

In line with median

Days on Market

107 days

vs 59 days median

48 days longer than median

Based on 35 active and 222 closed sales (trailing 12 mo) of single family in Watertown. Source: SmartMLS · As of September 27, 2026.

Location

195 Town Line Highway, Watertown, Connecticut

Property + 11 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$5,343

per month

  • Principal & Interest$4,110
  • Property Taxes$976
  • Insurance$257
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Watertown
Neighborhood
N/A
County
Litchfield

Residence

Property Type
Single Family
Style
Colonial
Year Built
2004
New Construction
No/Resale
Living Area
3,072 sq ft

Schools

Elementary
Fletcher W. Judson
High
Watertown

Interior

Heating
Hot Air
Heat Fuel
Oil
Cooling
Central Air
Fireplaces
1
Laundry
Main Level
Laundry Location
Mud Room
Appliances
Cook TopMicrowaveRefrigeratorDishwasherWasherDryer
Basement
FullFull With Hatchway
In-Law Apartment
No
Additional Rooms
FoyerLaundry RoomMud Room

Exterior & Lot

Lot Size
2.89 acres
Zoning
R70
Garage / Parking
3 garage spacesAttached Garage
Waterfront Details
Not Applicable
Water Source
Private Well
Sewer
Septic
Construction
Vinyl Siding
Color
Gray
Roof
Asphalt Shingle
Foundation
Concrete
Exterior Features
Patio
Lot Description
In SubdivisionBorders Open SpaceLevel LotCleared

Listing & Financials

Property Taxes
$11,708 / Annually
Days on Market
107
MLS #
24178994
MLS Status
Active

Similar Properties

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Listed By

Ken Demirs

(860) 483-1107

Regency Real Estate, LLC

(860) 945-9868

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 9/27/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 9/27/2026 at 3:20 AM UTC.