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23 Pine Street

Waterbury, Connecticut 06710

PENDING$309,900
Beds
4
Baths
2
SqFt
2,536
Acres
0.17
Year Built
1889
Matt Caiola

Matt Caiola

Luxury Real Estate Advisor

MCMATT CAIOLALUXURY PROPERTIES
Higgins Group Private Brokerage

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2-Car Garage1 Fireplace

About This Home

Classic two-family home in a convenient Waterbury location close to public transportation, shopping, and everyday amenities. This well-kept property blends old-style charm with thoughtful updates throughout. The second-floor unit offers three bedrooms and is move-in ready and available for immediate occupancy - an excellent owner-occupant opportunity or income-producing addition (note: public records reflect a different bedroom count; buyer to verify). From the second floor, a walk-up attic provides abundant additional storage space. The first-floor unit features one bedroom, a charming fireplace, and a long-term tenant in place, providing immediate rental income from day one. A detached two-car garage adds valuable off-street parking and storage. Whether you're looking to offset your mortgage by living in one unit while renting the other, or seeking a solid addition to an investment portfolio, this property delivers flexibility and character. Property is being sold as-is. Well maintained and ready for its next chapter - schedule your showing today.

Key Facts

City/Town
Waterbury
Neighborhood
N/A
Property / Style
Multi-Family · Units on different Floors
Year Built
1889
Days on Market
46 days
Beds
4
Baths
2 full
Living Area
2,536 sq ft
Lot Size
0.17 acres
Garage / Parking
2 garage
Property Taxes
$4,005 / Annually

Market Snapshot

The Waterbury Market

Multi-Family · trailing 12 months

Median Days on Market

48

50 active listings

Median $ / Sq Ft

$158

50 active listings

Sale-to-List Ratio

100.0%

197 sales

How this home compares

List Price

$309,900

vs $444,450 median

30.3% below median

Price / Sq Ft

$122

vs $158 median

22.8% below median

Days on Market

46 days

vs 48 days median

In line with median

Based on 50 active and 197 closed sales (trailing 12 mo) of multi-family in Waterbury. Source: SmartMLS · As of July 28, 2026.

Location

23 Pine Street, Waterbury, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$2,017

per month

  • Principal & Interest$1,580
  • Property Taxes$334
  • Insurance$103
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Waterbury
Neighborhood
N/A
County
New Haven

Residence

Property Type
Multi-Family
Subtype
Duplex
Style
Units on different Floors
Year Built
1889
New Construction
No/Resale
Living Area
2,536 sq ft

Schools

Elementary
Per Board of Ed
High
Per Board of Ed

Interior

Heating
Hot Water
Heat Fuel
Oil
Cooling
None
Fireplaces
1
Basement
Full

Exterior & Lot

Lot Size
0.17 acres
Zoning
RM
Garage / Parking
2 garage spacesDetached Garage
Waterfront Details
Not Applicable
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Construction
Aluminum
Roof
Asphalt Shingle
Foundation
Stone
Lot Description
Level Lot

Listing & Financials

Property Taxes
$4,005 / Annually
Days on Market
46
MLS #
24183591
MLS Status
Under Contract - Continue to Show

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Warren Juall

(203) 631-8040

HOMESELL

(203) 361-3182

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 7/28/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 7/28/2026 at 6:55 AM UTC.