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15 Howard Street

Waterbury, Connecticut 06705

PENDING$450,000
Beds
7
Baths
3
SqFt
3,130
Acres
0.08
Year Built
1918
Matt Caiola

Matt Caiola

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MCMATT CAIOLALUXURY PROPERTIES
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About This Home

Investor opportunity with immediate cash flow and future upside. This fully occupied 3-family in Waterbury generates $4,295 per month in gross rental income and combines stable in-place income with opportunities for future growth. All three units are leased through January 31, 2027, eliminating near-term vacancy concerns and allowing a new owner to step into an established income stream from closing. All three units offer spacious layouts, hardwood flooring, updated finishes, and practical amenities that appeal to renters. Beyond the current income, the property's layout may offer the next owner an opportunity to explore reconfiguration into larger bedroom counts, creating the potential for increased rental income and added value over time. Located just minutes from major highways, shopping, restaurants, public transportation, and everyday conveniences, 15 Howard Street continues to benefit from strong rental demand and excellent accessibility throughout Greater Waterbury. Whether you're adding to an existing portfolio or acquiring your first multifamily investment, this is a well-positioned asset with proven income, full occupancy, and room for future upside.

Key Facts

City/Town
Waterbury
Neighborhood
N/A
Property / Style
Multi-Family · 3updown - Unit(s) per Floor
Year Built
1918
Days on Market
41 days
Beds
7
Baths
3 full
Living Area
3,130 sq ft
Lot Size
0.08 acres
Property Taxes
$5,664 / Annually

Market Snapshot

The Waterbury Market

Multi-Family · trailing 12 months

Median Days on Market

48

50 active listings

Median $ / Sq Ft

$158

50 active listings

Sale-to-List Ratio

100.0%

197 sales

How this home compares

List Price

$450,000

vs $444,450 median

In line with median

Price / Sq Ft

$144

vs $158 median

8.9% below median

Days on Market

41 days

vs 48 days median

7 days fresher than median

Based on 50 active and 197 closed sales (trailing 12 mo) of multi-family in Waterbury. Source: SmartMLS · As of July 28, 2026.

Location

15 Howard Street, Waterbury, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$2,916

per month

  • Principal & Interest$2,294
  • Property Taxes$472
  • Insurance$150
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Waterbury
Neighborhood
N/A
County
New Haven

Residence

Property Type
Multi-Family
Subtype
3 Family
Style
3updown - Unit(s) per Floor
Year Built
1918
New Construction
No/Resale
Living Area
3,130 sq ft

Schools

Elementary
Per Board of Ed
High
Per Board of Ed

Interior

Heating
Baseboard
Heat Fuel
Natural Gas
Cooling
Ceiling Fans
Basement
FullUnfinished

Exterior & Lot

Lot Size
0.08 acres
Zoning
RM
Waterfront Details
Not Applicable
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Construction
Aluminum
Roof
Asphalt Shingle
Foundation
Wood
Lot Description
Level Lot

Listing & Financials

Property Taxes
$5,664 / Annually
Days on Market
41
MLS #
24184041
MLS Status
Under Contract - Continue to Show

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Mustafa Muaremi

(860) 877-4682

Coldwell Banker Realty

(860) 674-0300

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 7/28/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 7/28/2026 at 5:25 AM UTC.