15 Howard Street
Waterbury, Connecticut 06705
- Beds
- 7
- Baths
- 3
- SqFt
- 3,130
- Acres
- 0.08
- Year Built
- 1918
- Property Type
- 3 Family

Matt Caiola
Luxury Real Estate Advisor
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About This Home
Investor opportunity with immediate cash flow and future upside. This fully occupied 3-family in Waterbury generates $4,295 per month in gross rental income and combines stable in-place income with opportunities for future growth. All three units are leased through January 31, 2027, eliminating near-term vacancy concerns and allowing a new owner to step into an established income stream from closing. All three units offer spacious layouts, hardwood flooring, updated finishes, and practical amenities that appeal to renters. Beyond the current income, the property's layout may offer the next owner an opportunity to explore reconfiguration into larger bedroom counts, creating the potential for increased rental income and added value over time. Located just minutes from major highways, shopping, restaurants, public transportation, and everyday conveniences, 15 Howard Street continues to benefit from strong rental demand and excellent accessibility throughout Greater Waterbury. Whether you're adding to an existing portfolio or acquiring your first multifamily investment, this is a well-positioned asset with proven income, full occupancy, and room for future upside.
Key Facts
- City/Town
- Waterbury
- Neighborhood
- N/A
- Property / Style
- Multi-Family · 3updown - Unit(s) per Floor
- Year Built
- 1918
- Days on Market
- 41 days
- Beds
- 7
- Baths
- 3 full
- Living Area
- 3,130 sq ft
- Lot Size
- 0.08 acres
- Property Taxes
- $5,664 / Annually
Market Snapshot
The Waterbury Market
Multi-Family · trailing 12 months
Active Listings
50
42 under contract
Median List Price
$444,450
50 active listings
Median Closed Price
$412,500
197 sales
Median Days on Market
48
50 active listings
Median $ / Sq Ft
$158
50 active listings
Sale-to-List Ratio
100.0%
197 sales
How this home compares
List Price
$450,000
vs $444,450 median
In line with median
Price / Sq Ft
$144
vs $158 median
8.9% below median
Days on Market
41 days
vs 48 days median
7 days fresher than median
Based on 50 active and 197 closed sales (trailing 12 mo) of multi-family in Waterbury. Source: SmartMLS · As of July 28, 2026.
Location
15 Howard Street, Waterbury, Connecticut
Estimate Your Payment
Estimated Monthly Payment
Rates: Freddie Mac PMMS via FRED · Updated Jul 23, 2026per month
- Principal & Interest$2,294
- Property Taxes$472
- Insurance$150
- HOA$0
Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.
Location
- City/Town
- Waterbury
- Neighborhood
- N/A
- County
- New Haven
Residence
- Property Type
- Multi-Family
- Subtype
- 3 Family
- Style
- 3updown - Unit(s) per Floor
- Year Built
- 1918
- New Construction
- No/Resale
- Living Area
- 3,130 sq ft
Schools
- Elementary
- Per Board of Ed
- High
- Per Board of Ed
Interior
- Heating
- Baseboard
- Heat Fuel
- Natural Gas
- Cooling
- Ceiling Fans
- Basement
- FullUnfinished
Exterior & Lot
- Lot Size
- 0.08 acres
- Zoning
- RM
- Waterfront Details
- Not Applicable
- Water Source
- Public Water Connected
- Sewer
- Public Sewer Connected
- Construction
- Aluminum
- Roof
- Asphalt Shingle
- Foundation
- Wood
- Lot Description
- Level Lot
Listing & Financials
- Property Taxes
- $5,664 / Annually
- Days on Market
- 41
- MLS #
- 24184041
- MLS Status
- Under Contract - Continue to Show
Similar Properties
Homes with a close match in area, property type, and price.
This information is believed to be accurate, but without warranty.
The IDX display contains information sourced from SmartMLS, Inc. as of 7/28/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.
Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.
Data last updated on 7/28/2026 at 5:25 AM UTC.