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427 Reef Road

Fairfield, Connecticut 06824

PENDING$999,500
Beds
3
Baths
2
SqFt
1,722
Acres
0.15
Year Built
1943
Matt Caiola

Matt Caiola

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1 Fireplace

About This Home

Bright and cheerful, this tastefully updated Cape has been impeccably maintained and reflects the warmth of a well-cared-for home. A bluestone and Belgian block walkway welcomes you inside. The flexible floor plan features a first-floor bedroom with access to a full bath, hardwood floors throughout, and a shared gas fireplace between the living and dining rooms. The spacious kitchen offers quartzite countertops, stainless steel appliances, and abundant cabinetry. All bathrooms have been updated, and an upstairs bedroom includes a Murphy bed for added versatility. The finished lower level provides ideal space for a potential 4th bedroom, home office, or playroom. Outside, enjoy a fully fenced backyard, oversized Azek deck, and bluestone patio overlooking a flat, private yard. Low-maintenance exterior features include Azek shutters and window boxes, vinyl railings and fencing, and mature landscaping for added privacy. Perfect condo alternative. Ideally located south of the Post Road with easy walkable access to Penfield Beach, downtown Fairfield, restaurants, shopping, train, schools, library, and YMCA.

Key Facts

City/Town
Fairfield
Neighborhood
Beach
Property / Style
Single Family · Cape Cod
Year Built
1943
Days on Market
21 days
Beds
3
Baths
2 full
Living Area
1,722 sq ft
Lot Size
0.15 acres
Garage / Parking
3 total
Property Taxes
$12,502 / Annually

Market Snapshot

The Fairfield Market

Single Family · trailing 12 months

View area

Median Days on Market

33

89 active listings

Median $ / Sq Ft

$500

89 active listings

Sale-to-List Ratio

101.9%

571 sales

How this home compares

List Price

$999,500

vs $1.57M median

36.5% below median

Price / Sq Ft

$580

vs $500 median

16.0% above median

Days on Market

21 days

vs 33 days median

12 days fresher than median

Based on 89 active and 571 closed sales (trailing 12 mo) of single family in Fairfield. Source: SmartMLS · As of July 28, 2026.

Location

427 Reef Road, Fairfield, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$6,471

per month

  • Principal & Interest$5,096
  • Property Taxes$1,042
  • Insurance$333
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Fairfield
Neighborhood
Beach
County
Fairfield

Residence

Property Type
Single Family
Style
Cape Cod
Year Built
1943
New Construction
No/Resale
Living Area
1,722 sq ft
Below Grade
418 sq ft

Schools

Elementary
Roger Sherman
High
Fairfield Ludlowe

Interior

Heating
Hot Air
Heat Fuel
Natural Gas
Cooling
Attic FanCeiling FansCentral AirWindow Unit
Fireplaces
1
Laundry
Lower Level
Appliances
Gas RangeMicrowaveRefrigeratorFreezerDishwasherWasherGas Dryer
Basement
FullHeatedStorageCooledPartially FinishedLiveable Space
In-Law Apartment
No
Interior Features
Open Floor Plan
Additional Rooms
Foyer
Accessibility
Raised Toilet

Exterior & Lot

Lot Size
0.15 acres
Zoning
B
Garage / Parking
3 total parking spacesPavedDrivewayPrivatePavedAsphalt
Waterfront Details
Walk to WaterBeach RightsWater Community
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Flood Zone
Yes
Construction
ClapboardAluminumWood
Roof
Asphalt Shingle
Foundation
Block
Exterior Features
SidewalkShedDeckGuttersLightingPatio
Lot Description
Fence - FullLevel LotProfessionally Landscaped

Listing & Financials

Property Taxes
$12,502 / Annually
Days on Market
21
MLS #
24185222
MLS Status
Under Contract

Similar Properties

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Listed By

Cathy McGee

(203) 434-2251

Coldwell Banker Realty

(203) 227-8424

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 7/28/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 7/28/2026 at 6:05 AM UTC.