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40 Terrace Avenue

Waterbury, Connecticut 06704

ACTIVE - NEW$349,990
Beds
3
Baths
1 | 1
SqFt
1,857
Acres
0.13
Year Built
1894
Matt Caiola

Matt Caiola

Luxury Real Estate Advisor

MCMATT CAIOLALUXURY PROPERTIES
Higgins Group Private Brokerage

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About This Home

Welcome to 40 Terrace Ave in Waterbury! This well-maintained home offers comfortable living spaces, classic charm, and a great opportunity to make it your own. Featuring a practical layout with inviting rooms throughout, this property provides plenty of space for everyday living and entertaining. Conveniently located near local shopping, dining, schools, parks, and major highways, this home offers both comfort and accessibility. Whether you're searching for your next home or a valuable addition to your investment portfolio, 40 Terrace Ave is a property you won't want to miss.

Key Facts

City/Town
Waterbury
Neighborhood
East End
Property / Style
Single Family · Colonial
Year Built
1894
Days on Market
10 days
Beds
3
Baths
1 full · 1 half
Living Area
1,857 sq ft
Lot Size
0.13 acres
Property Taxes
$4,940 / Annually

Market Snapshot

The Waterbury Market

Single Family · trailing 12 months

Median Days on Market

36

100 active listings

Median $ / Sq Ft

$226

100 active listings

Sale-to-List Ratio

100.0%

596 sales

How this home compares

List Price

$349,990

vs $349,000 median

In line with median

Price / Sq Ft

$188

vs $226 median

16.8% below median

Days on Market

10 days

vs 36 days median

26 days fresher than median

Based on 100 active and 596 closed sales (trailing 12 mo) of single family in Waterbury. Source: SmartMLS · As of July 28, 2026.

Location

40 Terrace Avenue, Waterbury, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$2,313

per month

  • Principal & Interest$1,784
  • Property Taxes$412
  • Insurance$117
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Waterbury
Neighborhood
East End
County
New Haven

Residence

Property Type
Single Family
Style
Colonial
Year Built
1894
New Construction
No/Resale
Living Area
1,857 sq ft

Schools

Elementary
Per Board of Ed
High
Per Board of Ed

Interior

Heating
Baseboard
Heat Fuel
Natural Gas
Cooling
None
Laundry
Main Level
Appliances
Oven/RangeRefrigerator
Basement
Full

Exterior & Lot

Lot Size
0.13 acres
Zoning
RL
Waterfront Details
Not Applicable
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Construction
Vinyl Siding
Roof
Asphalt Shingle
Foundation
ConcreteStone
Exterior Features
Gutters
Lot Description
Open Lot

Listing & Financials

Property Taxes
$4,940 / Annually
Days on Market
10
MLS #
24192437
MLS Status
Active

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Nicholas Phillips

(203) 507-9842

Social & Co Realty

(203) 484-8061

Co-Listed By

Jonathan Santos

Social & Co Realty

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 7/28/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 7/28/2026 at 6:10 AM UTC.