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2-4 Cottage Street

Derby, Connecticut 06418

ACTIVE - NEW$434,900
Beds
6
Baths
3
SqFt
3,110
Acres
0.09
Year Built
1877
Matt Caiola

Matt Caiola

Luxury Real Estate Advisor

MCMATT CAIOLALUXURY PROPERTIES
Higgins Group Private Brokerage

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About This Home

Perfect opportunity to own a solid 3-family house in Derby. It's ideal for both investors and owner-occupants. Two of the three units are occupied both units are leased. The first and second floor units offer spacious layouts and generous room sizes. Full basement with plenty of storage space. Newer furnaces and water heaters.

Key Facts

City/Town
Derby
Neighborhood
N/A
Property / Style
Multi-Family · Units on different Floors
Year Built
1877
Days on Market
1 day
Beds
6
Baths
3 full
Living Area
3,110 sq ft
Lot Size
0.09 acres
Property Taxes
$7,467 / Annually

Market Snapshot

The Derby Market

Multi-Family · trailing 12 months

Median Days on Market

86

4 active listings

Median $ / Sq Ft

$203

4 active listings

Sale-to-List Ratio

100.0%

26 sales

How this home compares

List Price

$434,900

vs $457,450 median

In line with median

Price / Sq Ft

$140

vs $203 median

31.0% below median

Days on Market

1 day

vs 86 days median

85 days fresher than median

Based on 4 active and 26 closed sales (trailing 12 mo) of multi-family in Derby. Source: SmartMLS · As of July 30, 2026.

Location

2-4 Cottage Street, Derby, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$2,984

per month

  • Principal & Interest$2,217
  • Property Taxes$622
  • Insurance$145
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Derby
Neighborhood
N/A
County
New Haven

Residence

Property Type
Multi-Family
Subtype
3 Family
Style
Units on different Floors
Year Built
1877
New Construction
No/Resale
Living Area
3,110 sq ft

Schools

Elementary
Per Board of Ed
High
Per Board of Ed

Interior

Heating
BaseboardHot Air
Heat Fuel
ElectricNatural Gas
Cooling
None
Laundry
Basement Hook-Up(s)
Basement
Full

Exterior & Lot

Lot Size
0.09 acres
Zoning
CDD
Waterfront Details
Not Applicable
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Construction
ShakeAluminum
Roof
Asphalt Shingle
Foundation
Stone
Lot Description
Corner LotLevel Lot

Listing & Financials

Property Taxes
$7,467 / Annually
Days on Market
1
MLS #
24194684
MLS Status
Active

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Mark Polkowski

(203) 209-5830

RE/MAX Heritage

(203) 452-7653

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 7/30/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 7/30/2026 at 11:05 PM UTC.