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669 East Main Street

Waterbury, Connecticut 06702

ACTIVE$850,000
Beds
16
Baths
4
SqFt
7,371
Acres
0.18
Year Built
1928
Matt Caiola

Matt Caiola

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MCMATT CAIOLALUXURY PROPERTIES
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About This Home

Exceptional investment opportunity featuring two adjacent commercial buildings totaling 8 units on highly visible East Main Street in Waterbury. This fully occupied portfolio offers strong in-place cash flow with a desirable mix of commercial and residential tenants, plus separate and tenant-paid utilities throughout for efficient ownership and minimal landlord expense. 651 E Main Street consists of a fully occupied 2-unit commercial building totaling 2,585 SF. Tenants pay all utilities with no owner's meter, creating streamlined management and low operating costs. 669 E Main Street is a fully occupied mixed-use property totaling 7,371 SF, compromised of 2 ground floor commercial units and 4 residential apartments above. All residential units feature spacious 3bed, 1bath unit mix. Utilities are separately metered, and tenant paid. There is one parking space per apartment behind the building. Positioned along a heavily traveled street with excellent visibility and accessibility, the properties benefit from proximity to downtown Waterbury, Saint Mary's Hospital, Hamilton Park, a variety of shopping, restaurants, public transportation, and major highways. Ideal opportunity for investors seeking stable mixed-use assets with strong occupancy and long-term upside potential.

Key Facts

City/Town
Waterbury
Neighborhood
East End
Property / Style
Multi-Family · Units on different Floors,Units are Side-by-Side
Year Built
1928
Days on Market
45 days
Beds
16
Baths
4 full
Living Area
7,371 sq ft
Lot Size
0.18 acres
Garage / Parking
4 total
Property Taxes
$14,065 / Annually

Market Snapshot

The Waterbury Market

Multi-Family · trailing 12 months

Median Days on Market

43

45 active listings

Median $ / Sq Ft

$153

45 active listings

Sale-to-List Ratio

100.0%

194 sales

How this home compares

List Price

$850,000

vs $475,000 median

78.9% above median

Price / Sq Ft

$115

vs $153 median

24.8% below median

Days on Market

45 days

vs 43 days median

In line with median

Based on 45 active and 194 closed sales (trailing 12 mo) of multi-family in Waterbury. Source: SmartMLS · As of September 18, 2026.

Location

669 East Main Street, Waterbury, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$5,956

per month

  • Principal & Interest$4,501
  • Property Taxes$1,172
  • Insurance$283
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Waterbury
Neighborhood
East End
County
New Haven

Residence

Property Type
Multi-Family
Subtype
5 Family+
Style
Units on different Floors,Units are Side-by-Side
Year Built
1928
New Construction
No/Resale
Living Area
7,371 sq ft

Schools

Elementary
Per Board of Ed
High
Per Board of Ed

Interior

Heating
No Heat
Cooling
Window Unit
Basement
FullUnfinished

Exterior & Lot

Lot Size
0.18 acres
Zoning
CG
Garage / Parking
4 total parking spacesOff Street ParkingDrivewayPrivate
Waterfront Details
Not Applicable
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Flood Zone
No
Construction
Vinyl SidingBrick
Color
tan
Roof
Asphalt ShingleFlat
Foundation
MasonryStone
Exterior Features
SidewalkPorchGuttersLighting
Lot Description
Level Lot

Listing & Financials

Property Taxes
$14,065 / Annually
Days on Market
45
MLS #
24196582
MLS Status
Active

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Amanda Faroni-Sheehan

Oxford Realty

(203) 314-4219

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 9/18/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 9/18/2026 at 11:50 PM UTC.