455 Congress Avenue
Waterbury, Connecticut 06708
- Beds
- 7
- Baths
- 4
- SqFt
- 3,862
- Acres
- 0.23
- Year Built
- 1921
- Neighborhood
- Town Plot
- Property Type
- 4 Family
Matt Caiola
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About This Home
Excellent opportunity to acquire a well-maintained four-family investment property in Waterbury's desirable Town Plot neighborhood. This income-producing asset features an attractive unit mix of three spacious two-bedroom, one-bath apartments and one one-bedroom, one-bath apartment, offering broad tenant appeal and stable occupancy potential. The property currently generates $4,380 per month ($52,560 annually) in rental income, providing immediate cash flow with additional upside through future rent growth. Each apartment offers functional layouts with generous living space, while the building sits on a sizable lot with off-street parking and a detached garage. Built in 1921, the property contains approximately 3,862 square feet of living area and has been a solid long-term investment. Conveniently located near shopping, schools, public transportation, major highways, and downtown Waterbury, the location continues to attract both tenants and investors. Whether you're expanding your investment portfolio or seeking an owner-occupied property with substantial rental income, 455 Congress Avenue offers strong income potential in one of Waterbury's most active multifamily markets.
Key Facts
- City/Town
- Waterbury
- Neighborhood
- Town Plot
- Property / Style
- Multi-Family · Units on different Floors,3updown - Unit(s) per Floor
- Year Built
- 1921
- Days on Market
- 1 day
- Beds
- 7
- Baths
- 4 full
- Living Area
- 3,862 sq ft
- Lot Size
- 0.23 acres
- Garage / Parking
- 1 garage · 5 total
- Property Taxes
- $9,184 / Annually
Market Snapshot
The Waterbury Market
Multi-Family · trailing 12 months
Active Listings
47
43 under contract
Median List Price
$449,900
47 active listings
Median Closed Price
$415,000
194 sales
Median Days on Market
36
47 active listings
Median $ / Sq Ft
$157
47 active listings
Sale-to-List Ratio
99.6%
194 sales
How this home compares
List Price
$550,000
vs $449,900 median
22.2% above median
Price / Sq Ft
$142
vs $157 median
9.6% below median
Days on Market
1 day
vs 36 days median
35 days fresher than median
Based on 47 active and 194 closed sales (trailing 12 mo) of multi-family in Waterbury. Source: SmartMLS · As of August 5, 2026.
Location
455 Congress Avenue, Waterbury, Connecticut
Estimate Your Payment
Estimated Monthly Payment
Rates: Freddie Mac PMMS via FRED · Updated Jul 30, 2026per month
- Principal & Interest$2,828
- Property Taxes$765
- Insurance$183
- HOA$0
Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.
Location
- City/Town
- Waterbury
- Neighborhood
- Town Plot
- County
- New Haven
Residence
- Property Type
- Multi-Family
- Subtype
- Quadruplex
- Style
- Units on different Floors,3updown - Unit(s) per Floor
- Year Built
- 1921
- New Construction
- No/Resale
- Living Area
- 3,862 sq ft
- Below Grade
- 560 sq ft
Schools
- Elementary
- Per Board of Ed
- Middle
- Per Board of Ed
- High
- John F. Kennedy
Interior
- Heating
- Hot Water
- Heat Fuel
- Natural Gas
- Cooling
- None
- Laundry
- None
- Basement
- FullPartially FinishedWalk-outLiveable Space
Exterior & Lot
- Lot Size
- 0.23 acres
- Zoning
- RM
- Garage / Parking
- 1 garage space5 total parking spacesDetached GaragePavedOff Street ParkingUnassigned Parking
- Waterfront Details
- Not Applicable
- Water Source
- Public Water Connected
- Sewer
- Public Sewer Connected
- Flood Zone
- No
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- MasonryStone
- Exterior Features
- PorchPatio
- Lot Description
- City ViewsSloping Lot
Listing & Financials
- Property Taxes
- $9,184 / Annually
- Days on Market
- 1
- MLS #
- 24195977
- MLS Status
- Active
- Financing
- FHA,VA
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This information is believed to be accurate, but without warranty.
The IDX display contains information sourced from SmartMLS, Inc. as of 8/5/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.
Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.
Data last updated on 8/5/2026 at 3:55 PM UTC.