94 Gilman Street
Waterbury, Connecticut 06704
- Beds
- 3
- Baths
- 2
- SqFt
- 1,326
- Acres
- 0.32
- Year Built
- 1981
- Property Type
- Single Family

Matt Caiola
Luxury Real Estate Advisor
Request a private showing and get Matt's read on price, condition, and next steps.
About This Home
Don't let the city address fool you-this beautifully maintained 3-bedroom, 2 full bath Cape is tucked into a peaceful residential setting that feels removed from the hustle and bustle, while keeping the convenience of city living close at hand. From the moment you arrive, the beautiful landscaping, attractive retaining walls, and welcoming curb appeal set the tone for a home that has been truly loved and cared for. Step inside to a warm and inviting interior filled with natural light, hardwood floors, crown molding, six-panel doors, and thoughtful modern updates. The desirable first-floor primary bedroom adds convenience, while the kitchen features stainless steel appliances, a tile backsplash, and custom cabinetry. French doors from the dining room lead to an oversized deck overlooking the backyard, where a backdrop of mature trees provides privacy and creates a relaxing setting for entertaining, morning coffee, or unwinding at the end of the day. The finished lower level adds even more living space and plenty of possibilities-family room, home office, gym, playroom, or whatever best fits your needs. Newer windows are another added bonus. Extremely well maintained, lovingly cared for, and truly move-in ready, this is one of those homes that simply feels good the moment you walk in. Enjoy the best of both worlds-a comfortable neighborhood setting - you may forget you're in the city. Come take a look before it's gone! --
Key Facts
- City/Town
- Waterbury
- Neighborhood
- N/A
- Property / Style
- Single Family · Cape Cod
- Year Built
- 1981
- Days on Market
- 0 days
- Beds
- 3
- Baths
- 2 full
- Living Area
- 1,326 sq ft
- Lot Size
- 0.32 acres
- Garage / Parking
- 1 garage
- Property Taxes
- $6,958 / Annually
Market Snapshot
The Waterbury Market
Single Family · trailing 12 months
Active Listings
104
120 under contract
Median List Price
$349,900
104 active listings
Median Closed Price
$310,000
603 sales
Median Days on Market
30
104 active listings
Median $ / Sq Ft
$225
104 active listings
Sale-to-List Ratio
100.1%
603 sales
How this home compares
List Price
$349,000
vs $349,900 median
In line with median
Price / Sq Ft
$263
vs $225 median
16.9% above median
Days on Market
0 days
vs 30 days median
30 days fresher than median
Based on 104 active and 603 closed sales (trailing 12 mo) of single family in Waterbury. Source: SmartMLS · As of August 13, 2026.
Location
94 Gilman Street, Waterbury, Connecticut
Estimate Your Payment
Estimated Monthly Payment
Rates: Freddie Mac PMMS via FRED · Updated Aug 6, 2026per month
- Principal & Interest$1,800
- Property Taxes$580
- Insurance$116
- HOA$0
Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.
Location
- City/Town
- Waterbury
- Neighborhood
- N/A
- County
- New Haven
Residence
- Property Type
- Single Family
- Style
- Cape Cod
- Year Built
- 1981
- New Construction
- No/Resale
- Living Area
- 1,326 sq ft
Schools
- Elementary
- Per Board of Ed
- Middle
- Per Board of Ed
- High
- Per Board of Ed
Interior
- Heating
- Hot Water
- Heat Fuel
- Oil
- Cooling
- Wall Unit
- Laundry
- Lower Level
- Appliances
- Oven/RangeRefrigeratorDishwasher
- Basement
- FullPartially Finished
- Interior Features
- Cable - Available
Exterior & Lot
- Lot Size
- 0.32 acres
- Zoning
- RL
- Garage / Parking
- 1 garage spaceUnder House Garage
- Waterfront Details
- Not Applicable
- Water Source
- Public Water Connected
- Sewer
- Public Sewer Connected
- Construction
- Vinyl Siding
- Color
- Beige
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- Exterior Features
- DeckFrench Doors
- Lot Description
- On Cul-De-Sac
Listing & Financials
- Property Taxes
- $6,958 / Annually
- Days on Market
- 0
- MLS #
- 24198411
- MLS Status
- Coming Soon
- Financing
- FHA,VA,CHFA
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This information is believed to be accurate, but without warranty.
The IDX display contains information sourced from SmartMLS, Inc. as of 8/13/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.
Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.
Data last updated on 8/13/2026 at 7:50 PM UTC.