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12 Aetna Street

Waterbury, Connecticut 06704

ACTIVE - NEW$469,900
Beds
10
Baths
3
SqFt
3,163
Acres
0.11
Year Built
1903
Matt Caiola

Matt Caiola

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MCMATT CAIOLALUXURY PROPERTIES
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About This Home

Turn-key three-family investment opportunity located in Waterbury's North End, offering a great option for both investors and owner-occupants. The property features a strong unit mix with spacious 4-bedroom/1-bath units on the first and second floors, plus a 2-bedroom/1-bath unit on the third floor. The units have been renovated with various updates throughout, including kitchen and bathroom improvements, fresh paint, updated flooring, fixtures, and other interior upgrades. The first-floor unit is ready for an owner-occupant, providing an excellent opportunity to offset housing expenses with rental income from the additional units. The property features separate and tenant-paid utilities, including gas heat and hot water, helping to keep owner expenses minimal. Additional highlights include a low-maintenance vinyl-sided exterior, private driveway, and off-street parking. Conveniently located with access to major highways, shopping, public transportation, and area amenities. A solid opportunity to acquire a turn-key multifamily asset with owner-occupant flexibility and strong rental potential.

Key Facts

City/Town
Waterbury
Neighborhood
North End
Property / Style
Multi-Family · Units on different Floors
Year Built
1903
Days on Market
0 days
Beds
10
Baths
3 full
Living Area
3,163 sq ft
Lot Size
0.11 acres
Garage / Parking
3 total
Property Taxes
$4,890 / Annually

Market Snapshot

The Waterbury Market

Multi-Family · trailing 12 months

Median Days on Market

31

57 active listings

Median $ / Sq Ft

$157

57 active listings

Sale-to-List Ratio

100.0%

192 sales

How this home compares

List Price

$469,900

vs $450,000 median

In line with median

Price / Sq Ft

$149

vs $157 median

5.1% below median

Days on Market

0 days

vs 31 days median

31 days fresher than median

Based on 57 active and 192 closed sales (trailing 12 mo) of multi-family in Waterbury. Source: SmartMLS · As of August 18, 2026.

Location

12 Aetna Street, Waterbury, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$2,983

per month

  • Principal & Interest$2,418
  • Property Taxes$408
  • Insurance$157
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Waterbury
Neighborhood
North End
County
New Haven

Residence

Property Type
Multi-Family
Subtype
3 Family
Style
Units on different Floors
Year Built
1903
New Construction
No/Resale
Living Area
3,163 sq ft

Schools

Elementary
Per Board of Ed
High
Per Board of Ed

Interior

Heating
Hot Water
Heat Fuel
Natural Gas
Cooling
Window Unit
Basement
FullUnfinished

Exterior & Lot

Lot Size
0.11 acres
Zoning
RM
Garage / Parking
3 total parking spacesPavedOff Street ParkingDrivewayPrivatePaved
Waterfront Details
Not Applicable
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Flood Zone
No
Construction
Vinyl Siding
Color
white
Roof
Asphalt Shingle
Foundation
MasonryStone
Exterior Features
SidewalkPorchGuttersLighting
Lot Description
Level Lot

Listing & Financials

Property Taxes
$4,890 / Annually
Days on Market
0
MLS #
24200201
MLS Status
Active

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Amanda Faroni-Sheehan

Oxford Realty

(203) 314-4219

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 8/18/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 8/18/2026 at 11:40 PM UTC.