12 Aetna Street
Waterbury, Connecticut 06704
- Beds
- 10
- Baths
- 3
- SqFt
- 3,163
- Acres
- 0.11
- Year Built
- 1903
- Neighborhood
- North End
- Property Type
- 3 Family

Matt Caiola
Luxury Real Estate Advisor
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About This Home
Turn-key three-family investment opportunity located in Waterbury's North End, offering a great option for both investors and owner-occupants. The property features a strong unit mix with spacious 4-bedroom/1-bath units on the first and second floors, plus a 2-bedroom/1-bath unit on the third floor. The units have been renovated with various updates throughout, including kitchen and bathroom improvements, fresh paint, updated flooring, fixtures, and other interior upgrades. The first-floor unit is ready for an owner-occupant, providing an excellent opportunity to offset housing expenses with rental income from the additional units. The property features separate and tenant-paid utilities, including gas heat and hot water, helping to keep owner expenses minimal. Additional highlights include a low-maintenance vinyl-sided exterior, private driveway, and off-street parking. Conveniently located with access to major highways, shopping, public transportation, and area amenities. A solid opportunity to acquire a turn-key multifamily asset with owner-occupant flexibility and strong rental potential.
Key Facts
- City/Town
- Waterbury
- Neighborhood
- North End
- Property / Style
- Multi-Family · Units on different Floors
- Year Built
- 1903
- Days on Market
- 0 days
- Beds
- 10
- Baths
- 3 full
- Living Area
- 3,163 sq ft
- Lot Size
- 0.11 acres
- Garage / Parking
- 3 total
- Property Taxes
- $4,890 / Annually
Market Snapshot
The Waterbury Market
Multi-Family · trailing 12 months
Active Listings
57
37 under contract
Median List Price
$450,000
57 active listings
Median Closed Price
$415,000
192 sales
Median Days on Market
31
57 active listings
Median $ / Sq Ft
$157
57 active listings
Sale-to-List Ratio
100.0%
192 sales
How this home compares
List Price
$469,900
vs $450,000 median
In line with median
Price / Sq Ft
$149
vs $157 median
5.1% below median
Days on Market
0 days
vs 31 days median
31 days fresher than median
Based on 57 active and 192 closed sales (trailing 12 mo) of multi-family in Waterbury. Source: SmartMLS · As of August 18, 2026.
Location
12 Aetna Street, Waterbury, Connecticut
Estimate Your Payment
Estimated Monthly Payment
Rates: Freddie Mac PMMS via FRED · Updated Aug 13, 2026per month
- Principal & Interest$2,418
- Property Taxes$408
- Insurance$157
- HOA$0
Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.
Location
- City/Town
- Waterbury
- Neighborhood
- North End
- County
- New Haven
Residence
- Property Type
- Multi-Family
- Subtype
- 3 Family
- Style
- Units on different Floors
- Year Built
- 1903
- New Construction
- No/Resale
- Living Area
- 3,163 sq ft
Schools
- Elementary
- Per Board of Ed
- High
- Per Board of Ed
Interior
- Heating
- Hot Water
- Heat Fuel
- Natural Gas
- Cooling
- Window Unit
- Basement
- FullUnfinished
Exterior & Lot
- Lot Size
- 0.11 acres
- Zoning
- RM
- Garage / Parking
- 3 total parking spacesPavedOff Street ParkingDrivewayPrivatePaved
- Waterfront Details
- Not Applicable
- Water Source
- Public Water Connected
- Sewer
- Public Sewer Connected
- Flood Zone
- No
- Construction
- Vinyl Siding
- Color
- white
- Roof
- Asphalt Shingle
- Foundation
- MasonryStone
- Exterior Features
- SidewalkPorchGuttersLighting
- Lot Description
- Level Lot
Listing & Financials
- Property Taxes
- $4,890 / Annually
- Days on Market
- 0
- MLS #
- 24200201
- MLS Status
- Active
Similar Properties
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This information is believed to be accurate, but without warranty.
The IDX display contains information sourced from SmartMLS, Inc. as of 8/18/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.
Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.
Data last updated on 8/18/2026 at 11:40 PM UTC.