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45 South Prospect Street

Putnam, Connecticut 06260

ACTIVE - NEW$275,000
Beds
2
Baths
1
SqFt
832
Acres
0.14
Year Built
1970
Matt Caiola

Matt Caiola

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About This Home

**Charming Putnam Ranch with Endless Potential!** Welcome to this cozy 2-bedroom, 1-bath ranch nestled in a convenient Putnam location. Built in 1970, this 832-square-foot home offers comfortable one-level living with a layout that is both practical and easy to maintain. The full unfinished basement provides valuable additional space for storage, a workshop, hobbies, or future possibilities. Set on a manageable 0.14-acre lot, this home is an excellent opportunity for a first home, downsizer, or investor looking to add their own personal touches. Enjoy the convenience of being just minutes from downtown Putnam, with its charming shops, restaurants, cafes, and local attractions. The property is also ideally situated close to Putnam's schools, making everyday convenience a breeze. If you're looking for a home you can make your own in a wonderful northeastern Connecticut community, this one is worth a look! **One-level living. Full basement. Convenient location. Great potential. Come see what you can do with it!**

Key Facts

City/Town
Putnam
Neighborhood
Special Service District
Property / Style
Single Family · Ranch
Year Built
1970
Days on Market
0 days
Beds
2
Baths
1 full
Living Area
832 sq ft
Lot Size
0.14 acres
Garage / Parking
1 garage
Property Taxes
$3,584 / Annually

Market Snapshot

The Putnam Market

Single Family · trailing 12 months

Median Days on Market

27

12 active listings

Median $ / Sq Ft

$226

12 active listings

Sale-to-List Ratio

100.7%

84 sales

How this home compares

List Price

$275,000

vs $399,950 median

31.2% below median

Price / Sq Ft

$331

vs $226 median

46.5% above median

Days on Market

0 days

vs 27 days median

27 days fresher than median

Based on 12 active and 84 closed sales (trailing 12 mo) of single family in Putnam. Source: SmartMLS · As of August 25, 2026.

Location

45 South Prospect Street, Putnam, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$1,803

per month

  • Principal & Interest$1,412
  • Property Taxes$299
  • Insurance$92
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Putnam
Neighborhood
Special Service District
County
Windham

Residence

Property Type
Single Family
Style
Ranch
Year Built
1970
New Construction
No/Resale
Living Area
832 sq ft

Schools

Elementary
Putnam
High
Putnam

Interior

Heating
Baseboard
Heat Fuel
Oil
Cooling
Ceiling Fans
Laundry
Lower Level
Laundry Location
Basement
Appliances
Electric CooktopRange HoodRefrigeratorDishwasher
Basement
FullFull With Hatchway
In-Law Apartment
No
Interior Features
Central Vacuum

Exterior & Lot

Lot Size
0.14 acres
Zoning
R-7
Garage / Parking
1 garage spaceDetached Garage
Waterfront Details
Not Applicable
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Construction
Cedar
Color
Gray
Roof
Asphalt Shingle
Foundation
Concrete
Exterior Features
Fruit TreesGutters
Lot Description
Level Lot

Listing & Financials

Property Taxes
$3,584 / Annually
Days on Market
0
MLS #
24200352
MLS Status
Active

Similar Properties

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Listed By

Monique Mailhot

(860) 590-6546

KEY Real Estate Services LLC

(401) 661-9040

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 8/25/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 8/25/2026 at 5:15 PM UTC.