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441 Hill Street

Waterbury, Connecticut 06704

ACTIVE - NEW$299,000
Beds
3
Baths
1 | 1
SqFt
1,352
Acres
0.16
Year Built
1939
Matt Caiola

Matt Caiola

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MCMATT CAIOLALUXURY PROPERTIES
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1-Car Garage1 Fireplace

About This Home

At $299,000, most homes in this range come with a list of things you'll be fixing. This one comes with a list of things you won't. The kitchen was fully renovated four years ago - shaker cabinets, granite counters, gas range, new appliances. Not a refresh. A real renovation. The full bath was redone in 2021. New flooring went into all three bedrooms three years ago. Hot water heater in 2020, new gas meter outside. Those are the line items that eat a first-time buyer's savings in year one, and they're all behind you. Heating and cooling run through ductless mini splits - zoned, efficient, and working in both directions, so there's no furnace to feed in January and no window units in July. Paired with solar that's been on the roof since 2016, the monthly operating cost here is a very different conversation than the house down the street. Then there's the lot. An oversized corner parcel with real separation from the neighbors - the kind of yard that's usually two price brackets up. The cement patio was poured new in 2019 and opens onto a private above-ground pool. Summer here is already set up. Inside, 1,354 square feet laid out as three bedrooms, a full bath, and a half bath. Efficient, not cramped - every room is doing a job. The expensive work is done. Worth seeing in person.

Key Facts

City/Town
Waterbury
Neighborhood
N/A
Property / Style
Single Family · Colonial
Year Built
1939
Days on Market
0 days
Beds
3
Baths
1 full · 1 half
Living Area
1,352 sq ft
Lot Size
0.16 acres
Garage / Parking
1 garage
Property Taxes
$4,523 / Annually

Market Snapshot

The Waterbury Market

Single Family · trailing 12 months

Median Days on Market

34

115 active listings

Median $ / Sq Ft

$226

115 active listings

Sale-to-List Ratio

100.0%

595 sales

How this home compares

List Price

$299,000

vs $330,000 median

9.4% below median

Price / Sq Ft

$221

vs $226 median

In line with median

Days on Market

0 days

vs 34 days median

34 days fresher than median

Based on 115 active and 595 closed sales (trailing 12 mo) of single family in Waterbury. Source: SmartMLS · As of August 26, 2026.

Location

441 Hill Street, Waterbury, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$2,013

per month

  • Principal & Interest$1,536
  • Property Taxes$377
  • Insurance$100
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Waterbury
Neighborhood
N/A
County
New Haven

Residence

Property Type
Single Family
Style
Colonial
Year Built
1939
New Construction
No/Resale
Living Area
1,352 sq ft

Schools

Elementary
Per Board of Ed
High
Per Board of Ed

Interior

Heating
Hot Water
Heat Fuel
Natural Gas
Cooling
Split System
Fireplaces
1
Laundry
Lower Level
Appliances
Oven/RangeMicrowaveRefrigeratorDishwasherWasherDryer
Basement
Full

Exterior & Lot

Lot Size
0.16 acres
Zoning
RL
Garage / Parking
1 garage spaceDetached Garage
Waterfront Details
Not Applicable
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Construction
Cement Block
Roof
Asphalt Shingle
Foundation
Concrete
Lot Description
Corner Lot

Listing & Financials

Property Taxes
$4,523 / Annually
Days on Market
0
MLS #
24202129
MLS Status
Active

Similar Properties

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Listed By

David Constant

(860) 266-0808

eXp Realty

(866) 828-3951

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 8/26/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 8/26/2026 at 5:20 PM UTC.