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181 Union City Road

Prospect, Connecticut 06712

COMING SOON - NEW$299,900
Beds
3
Baths
1
SqFt
1,297
Acres
3.20
Year Built
1780
Matt Caiola

Matt Caiola

Luxury Real Estate Advisor

MCMATT CAIOLALUXURY PROPERTIES
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Waterfront1-Car Garage

About This Home

Set on a large, private lot with a natural pond, this move-in-ready three-bedroom Cape combines character, modern updates, and plenty of usable outdoor space. Beautiful hardwood flooring runs throughout the entire home. The spacious living room features exposed wood beams and sliders leading to a covered back deck overlooking the peaceful backyard. The completely remodeled kitchen offers quartz countertops, stainless steel appliances, solid hardwood flooring, and cabinetry designed to accommodate a future dishwasher. A pass-through window connects the kitchen to the generously sized formal dining room, creating an open, connected feel. The main level also includes the primary bedroom with a walk-in closet and a beautifully remodeled full bathroom featuring a tiled walk-in shower with a waterfall showerhead. Upstairs, a versatile loft area is positioned between two additional bedrooms. Extensive recent improvements include a new septic system, Andersen windows, Hardie board siding with PVC trim, seamless gutters and downspouts, high-efficiency propane heating with tankless hot water, and a freshly painted interior. The deck was repainted this year, the washer and dryer were installed approximately two years ago, and the pond's dam was recently reinforced along the downstream side. Parking is conveniently accessed from the side road, avoiding the traffic of the main road.

Key Facts

City/Town
Prospect
Neighborhood
N/A
Property / Style
Single Family · Cape Cod
Year Built
1780
Days on Market
1 day
Beds
3
Baths
1 full
Living Area
1,297 sq ft
Lot Size
3.20 acres
Garage / Parking
1 garage · 4 total
Property Taxes
$5,383 / Annually

Market Snapshot

The Prospect Market

Single Family · trailing 12 months

Median Days on Market

39

8 active listings

Median $ / Sq Ft

$221

8 active listings

Sale-to-List Ratio

100.0%

80 sales

How this home compares

List Price

$299,900

vs $477,400 median

37.2% below median

Price / Sq Ft

$231

vs $221 median

In line with median

Days on Market

1 day

vs 39 days median

38 days fresher than median

Based on 8 active and 80 closed sales (trailing 12 mo) of single family in Prospect. Source: SmartMLS · As of September 6, 2026.

Location

181 Union City Road, Prospect, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$2,099

per month

  • Principal & Interest$1,550
  • Property Taxes$449
  • Insurance$100
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Prospect
Neighborhood
N/A
County
New Haven

Residence

Property Type
Single Family
Style
Cape Cod
Year Built
1780
New Construction
No/Resale
Living Area
1,297 sq ft

Schools

Elementary
Prospect
High
Per Board of Ed

Interior

Heating
Hot Water
Heat Fuel
Propane
Cooling
None
Laundry
Lower Level
Appliances
Oven/RangeMicrowaveRefrigeratorWasherDryer
Basement
FullFull With Walk-Out

Exterior & Lot

Lot Size
3.20 acres
Zoning
RA-1
Garage / Parking
1 garage space4 total parking spacesUnder House GarageDrivewayPrivate
Waterfront
Direct waterfront
Waterfront Details
Pond
Water Source
Public Water Connected
Sewer
Septic
Construction
Aluminum
Roof
Asphalt Shingle
Foundation
Stone
Exterior Features
Garden AreaCovered Deck
Lot Description
Corner LotLightly WoodedLevel Lot

Listing & Financials

Property Taxes
$5,383 / Annually
Days on Market
1
MLS #
24204653
MLS Status
Coming Soon
Financing
FHA,VA,CHFA

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Christopher Farrell

(860) 480-1799

Carbutti & Co., Realtors

(203) 269-4910

Co-Listed By

Storm Steinberg

Carbutti & Co., Realtors

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 9/6/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 9/6/2026 at 8:05 AM UTC.