181 Union City Road
Prospect, Connecticut 06712
- Beds
- 3
- Baths
- 1
- SqFt
- 1,297
- Acres
- 3.20
- Year Built
- 1780
- Property Type
- Single Family

Matt Caiola
Luxury Real Estate Advisor
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About This Home
**All offers due Monday, 9/14 at 6pm** (2021) New septic & set on a large, private lot with a natural pond, this move-in-ready three-bedroom Cape combines character, modern updates, and plenty of usable outdoor space. Beautiful hardwood flooring runs throughout the entire home. The spacious living room features exposed wood beams and sliders leading to a covered back deck overlooking the peaceful backyard. The completely remodeled kitchen offers quartz countertops, stainless steel appliances, solid hardwood flooring, and cabinetry designed to accommodate a future dishwasher. A pass-through window connects the kitchen to the generously sized formal dining room, creating an open, connected feel. The main level also includes the primary bedroom with a walk-in closet and a beautifully remodeled full bathroom featuring a tiled walk-in shower with a waterfall showerhead. Upstairs, a versatile loft area is positioned between two additional bedrooms. Extensive recent improvements include a new septic system, Andersen windows, Hardie board siding with PVC trim, seamless gutters and downspouts, high-efficiency propane heating with tankless hot water, and a freshly painted interior. The deck was repainted this year, the washer and dryer were installed approximately two years ago. Parking is conveniently accessed from the side road, avoiding the traffic of the main road.
Key Facts
- City/Town
- Prospect
- Neighborhood
- N/A
- Property / Style
- Single Family · Cape Cod
- Year Built
- 1780
- Days on Market
- 48 days
- Beds
- 3
- Baths
- 1 full
- Living Area
- 1,297 sq ft
- Lot Size
- 3.20 acres
- Garage / Parking
- 1 garage · 4 total
- Property Taxes
- $5,383 / Annually
Market Snapshot
The Prospect Market
Single Family · trailing 12 months
Active Listings
17
18 under contract
Median List Price
$498,500
17 active listings
Median Closed Price
$453,000
85 sales
Median Days on Market
31
17 active listings
Median $ / Sq Ft
$245
17 active listings
Sale-to-List Ratio
100.0%
85 sales
How this home compares
List Price
$299,900
vs $498,500 median
39.8% below median
Price / Sq Ft
$231
vs $245 median
5.7% below median
Days on Market
48 days
vs 31 days median
17 days longer than median
Based on 17 active and 85 closed sales (trailing 12 mo) of single family in Prospect. Source: SmartMLS · As of October 23, 2026.
Location
181 Union City Road, Prospect, Connecticut
Estimate Your Payment
Estimated Monthly Payment
Rates: Freddie Mac PMMS via FRED · Updated Oct 22, 2026per month
- Principal & Interest$1,648
- Property Taxes$449
- Insurance$100
- HOA$0
Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.
Location
- City/Town
- Prospect
- Neighborhood
- N/A
- County
- New Haven
Residence
- Property Type
- Single Family
- Style
- Cape Cod
- Year Built
- 1780
- New Construction
- No/Resale
- Living Area
- 1,297 sq ft
Schools
- Elementary
- Prospect
- High
- Per Board of Ed
Interior
- Heating
- Hot Water
- Heat Fuel
- Propane
- Cooling
- None
- Laundry
- Lower Level
- Appliances
- Oven/RangeMicrowaveRefrigeratorWasherDryer
- Basement
- FullFull With Walk-Out
Exterior & Lot
- Lot Size
- 3.20 acres
- Zoning
- RA-1
- Garage / Parking
- 1 garage space4 total parking spacesUnder House GarageDrivewayPrivate
- Waterfront
- Direct waterfront
- Waterfront Details
- Pond
- Water Source
- Public Water Connected
- Sewer
- Septic
- Construction
- Aluminum
- Roof
- Asphalt Shingle
- Foundation
- Stone
- Exterior Features
- Garden AreaCovered Deck
- Lot Description
- Corner LotLightly WoodedLevel Lot
Listing & Financials
- Property Taxes
- $5,383 / Annually
- Days on Market
- 48
- MLS #
- 24204653
- MLS Status
- Under Contract
- Financing
- FHA,VA,CHFA
Similar Properties
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Co-Listed By
Storm Steinberg
Carbutti & Co., Realtors
This information is believed to be accurate, but without warranty.
The IDX display contains information sourced from SmartMLS, Inc. as of 10/23/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.
Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.
Data last updated on 10/23/2026 at 9:50 PM UTC.