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102 Surf Avenue

Milford, Connecticut 06460

ACTIVE - NEW$449,900
Beds
2
Baths
1
SqFt
1,591
Acres
0.12
Year Built
1920
Matt Caiola

Matt Caiola

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MCMATT CAIOLALUXURY PROPERTIES
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About This Home

Rare opportunity to own a private coastal home backing directly to Silver Sands State Park, with stunning marsh views and nature right outside your door. Enjoy the views from your private back deck, surrounded by abundant wildlife and exceptional bird watching, all while being just minutes from Milford's beaches, boardwalk, dining, and shoreline attractions. This charming vintage coastal home has been thoughtfully updated with modern touches while retaining its original character. The main level offers an inviting open-concept floor plan perfect for entertaining, along with a heated enclosed front porch and direct access to the back deck. Upstairs are two bedrooms, and the heated full walk-out basement provides valuable additional space. Updated major mechanicals, a brand-new driveway, and a detached shed with electricity complete the property. A unique combination of privacy, character, natural beauty, and an incredible shoreline location that is increasingly hard to find in Milford.

Key Facts

City/Town
Milford
Neighborhood
Fort Trumbull Beach
Property / Style
Single Family · Cottage
Year Built
1920
Days on Market
0 days
Beds
2
Baths
1 full
Living Area
1,591 sq ft
Lot Size
0.12 acres
Garage / Parking
4 total
Property Taxes
$5,989 / Annually

Market Snapshot

The Milford Market

Single Family · trailing 12 months

Median Days on Market

34

69 active listings

Median $ / Sq Ft

$356

69 active listings

Sale-to-List Ratio

100.0%

457 sales

How this home compares

List Price

$449,900

vs $675,000 median

33.3% below median

Price / Sq Ft

$283

vs $356 median

20.5% below median

Days on Market

0 days

vs 34 days median

34 days fresher than median

Based on 69 active and 457 closed sales (trailing 12 mo) of single family in Milford. Source: SmartMLS · As of September 7, 2026.

Location

102 Surf Avenue, Milford, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$2,974

per month

  • Principal & Interest$2,325
  • Property Taxes$499
  • Insurance$150
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Milford
Neighborhood
Fort Trumbull Beach
County
New Haven

Residence

Property Type
Single Family
Style
Cottage
Year Built
1920
New Construction
No/Resale
Living Area
1,591 sq ft
Below Grade
595 sq ft

Schools

Elementary
Per Board of Ed
High
Per Board of Ed

Interior

Heating
Hot Air
Heat Fuel
Natural Gas
Cooling
Window Unit
Laundry
Lower Level
Laundry Location
Basement
Appliances
Gas RangeRefrigeratorFreezerIcemakerDishwasherWasherGas Dryer
Basement
FullHeatedSump PumpInterior AccessWalk-outConcrete FloorFull With Walk-Out
Interior Features
Open Floor Plan
Additional Rooms
Laundry RoomWorkshop

Exterior & Lot

Lot Size
0.12 acres
Zoning
R7.5
Garage / Parking
4 total parking spacesOff Street ParkingDrivewayPrivatePavedAsphalt
Waterfront Details
Walk to WaterWater CommunityViewAccess
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Flood Zone
Yes
Construction
Vinyl Siding
Color
tan
Roof
Asphalt Shingle
Foundation
BlockConcrete
Exterior Features
Porch-HeatedPorch-EnclosedSidewalkShedPorchDeckGutters
Lot Description
Level Lot

Listing & Financials

Property Taxes
$5,989 / Annually
Days on Market
0
MLS #
24204995
MLS Status
Active

Similar Properties

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Listed By

Lisa Ferrara

(203) 715-4174

Calcagni Real Estate

(203) 265-1821

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 9/7/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 9/7/2026 at 2:40 AM UTC.