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45 Spencer Drive

Middletown, Connecticut 06457

ACTIVE - NEW$380,000
Beds
3
Baths
2
SqFt
2,024
Acres
0.15
Year Built
1952
Matt Caiola

Matt Caiola

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MCMATT CAIOLALUXURY PROPERTIES
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About This Home

Gorgeous move in ready Ranch completely remodeled from roof to basement. This is just what you have been searching for. A beautiful custom home with great curb appeal on a newly landscaped lot with oversized paved parking area and granite trimmed garden area. Located close to schools, shopping and major highways it is priced right for the many amenities this property has for you. Seller used only the best materials and craftsmanship for the entire house. You will love the new kitchen with white cabinetry, tiled flooring, stone counters and new designer stainless appliances. Stunning hardwood floors throughout the house gleam from the oversized windows overlooking the front and back yard letting sunlight stream in all day long. The soft grey interior color has endless possibilities for decor. New lighting, new exquisite tiled baths and a trim package only found in quality homes add to the extra list. The Primary bedroom has a bath with a tiled stall shower with pebble floor. Rarely available in this price point is a 3 bedroom ranch home with a new completed lower level for additional living space. New Baseboard hot water heating, w/two split central air systems, all new electrical, plumbing, siding, roof and windows. The lower level boasts a full basement ready for your furniture that is can be used as a recreation room or office suite. You will be amazed at the upscale style and quality that went into this home. Don't hesitate to view, this Ranch is spectacular

Key Facts

City/Town
Middletown
Neighborhood
N/A
Property / Style
Single Family · Ranch
Year Built
1952
Days on Market
0 days
Beds
3
Baths
2 full
Living Area
2,024 sq ft
Lot Size
0.15 acres
Garage / Parking
4 total
Property Taxes
$6,880 / Annually

Market Snapshot

The Middletown Market

Single Family · trailing 12 months

Median Days on Market

21

38 active listings

Median $ / Sq Ft

$242

38 active listings

Sale-to-List Ratio

102.6%

321 sales

How this home compares

List Price

$380,000

vs $425,000 median

10.6% below median

Price / Sq Ft

$188

vs $242 median

22.3% below median

Days on Market

0 days

vs 21 days median

21 days fresher than median

Based on 38 active and 321 closed sales (trailing 12 mo) of single family in Middletown. Source: SmartMLS · As of September 10, 2026.

Location

45 Spencer Drive, Middletown, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$2,674

per month

  • Principal & Interest$1,974
  • Property Taxes$573
  • Insurance$127
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Middletown
Neighborhood
N/A
County
Middlesex

Residence

Property Type
Single Family
Style
Ranch
Year Built
1952
New Construction
No/Resale
Living Area
2,024 sq ft
Below Grade
912 sq ft

Schools

Elementary
Wilbert Snow
Middle
Per Board of Ed
High
Middletown

Interior

Heating
Hot Water
Heat Fuel
Oil
Cooling
Split System
Laundry
Lower Level
Laundry Location
Newly renovated laundry area in basement
Appliances
Oven/RangeMicrowaveRefrigeratorDishwasher
Basement
FullPartially Finished
Interior Features
Cable - Pre-wired
Accessibility
Hard/Low Nap Floors

Exterior & Lot

Lot Size
0.15 acres
Zoning
R-15
Garage / Parking
4 total parking spacesOff Street ParkingDrivewayPrivatePaved
Waterfront Details
Not Applicable
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Flood Zone
No
Construction
Vinyl Siding
Color
Grey
Roof
Asphalt Shingle
Foundation
Concrete
Exterior Features
GuttersGarden Area
Lot Description
In SubdivisionSloping LotProfessionally Landscaped

Listing & Financials

Property Taxes
$6,880 / Annually
Days on Market
0
MLS #
24205840
MLS Status
Active
Financing
FHA,VA,CHFA

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Jackie Williams

(860) 638-7413

Sterling REALTORS

(860) 343-3820

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 9/10/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 9/10/2026 at 7:05 PM UTC.