20 Terrace Avenue
Waterbury, Connecticut 06704
- Beds
- 3
- Baths
- 1 | 1
- SqFt
- 1,304
- Acres
- 0.13
- Year Built
- 1894
- Property Type
- Single Family
Matt Caiola
Luxury Real Estate Advisor
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About This Home
Welcome to 20 Terrace Avenue, a promising Waterbury property offering an excellent opportunity for homeowners, investors, or those looking to create a home of their own. This residence features a practical layout with comfortable living areas and potential for updates to suit today's lifestyle. Conveniently located near local schools, shopping, dining, parks, public transportation, and major roadways, this property provides easy access to surrounding amenities. Bring your vision and finishing touches to unlock the full potential of this home. Property is being sold as-is. Buyers are encouraged to conduct their own due diligence and inspections.
Key Facts
- City/Town
- Waterbury
- Neighborhood
- N/A
- Property / Style
- Single Family · Colonial
- Year Built
- 1894
- Days on Market
- 0 days
- Beds
- 3
- Baths
- 1 full · 1 half
- Living Area
- 1,304 sq ft
- Lot Size
- 0.13 acres
- Property Taxes
- $4,038 / Annually
Market Snapshot
The Waterbury Market
Single Family · trailing 12 months
Active Listings
116
119 under contract
Median List Price
$325,000
116 active listings
Median Closed Price
$310,000
595 sales
Median Days on Market
40
116 active listings
Median $ / Sq Ft
$228
116 active listings
Sale-to-List Ratio
100.0%
595 sales
How this home compares
List Price
$239,000
vs $325,000 median
26.5% below median
Price / Sq Ft
$183
vs $228 median
19.7% below median
Days on Market
0 days
vs 40 days median
40 days fresher than median
Based on 116 active and 595 closed sales (trailing 12 mo) of single family in Waterbury. Source: SmartMLS · As of September 15, 2026.
Location
20 Terrace Avenue, Waterbury, Connecticut
Estimate Your Payment
Estimated Monthly Payment
Rates: Freddie Mac PMMS via FRED · Updated Sep 10, 2026per month
- Principal & Interest$1,241
- Property Taxes$337
- Insurance$80
- HOA$0
Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.
Location
- City/Town
- Waterbury
- Neighborhood
- N/A
- County
- New Haven
Residence
- Property Type
- Single Family
- Style
- Colonial
- Year Built
- 1894
- New Construction
- No/Resale
- Living Area
- 1,304 sq ft
Schools
- Elementary
- Sprague
- High
- Wilby
Interior
- Heating
- Hot Water
- Heat Fuel
- Oil
- Cooling
- Window Unit
- Appliances
- None
- Basement
- Full
Exterior & Lot
- Lot Size
- 0.13 acres
- Zoning
- RL
- Waterfront Details
- Not Applicable
- Water Source
- Public Water Connected
- Sewer
- Public Sewer Connected
- Construction
- ShingleWood
- Roof
- Other
- Foundation
- Concrete
- Lot Description
- N/A
Listing & Financials
- Property Taxes
- $4,038 / Annually
- Days on Market
- 0
- MLS #
- 24206891
- MLS Status
- Active
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This information is believed to be accurate, but without warranty.
The IDX display contains information sourced from SmartMLS, Inc. as of 9/15/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.
Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.
Data last updated on 9/15/2026 at 8:00 PM UTC.