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109 Salt Island Road

Westbrook, Connecticut 06498

ACTIVE - NEW$619,000
Beds
4
Baths
2
SqFt
1,542
Acres
0.14
Year Built
1900
Matt Caiola

Matt Caiola

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MCMATT CAIOLALUXURY PROPERTIES
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About This Home

Opportunity knocks at 109 Salt Island! This quaint cottage-style two-family offers two 2-bedroom units, each with its own separate meters and heating system, making it an ideal fit for investors, owner-occupants looking to offset their mortgage, or buyers who want a flexible shoreline retreat. With a proven track record of $70,000-$80,000 in annual revenue through a blend of short-term vacation rentals and academic-year leases, this property has shown what it can do. Since the current ownership, the home has been thoughtfully refreshed with new windows, updated landscaping, and numerous interior improvements. Prefer a single-family? The layout lends itself to an easy conversion. Stroll to local restaurants and Middle Beach, and enjoy the best of coastal living. Furnishings are available for purchase separately, allowing a turnkey start. Property is located in a flood zone; flood insurance is required.

Key Facts

City/Town
Westbrook
Neighborhood
Middle Beach
Property / Style
Multi-Family · Units are Side-by-Side
Year Built
1900
Days on Market
0 days
Beds
4
Baths
2 full
Living Area
1,542 sq ft
Lot Size
0.14 acres
Garage / Parking
3 total
Property Taxes
$5,707 / Annually

Market Snapshot

The Westbrook Market

Multi-Family · trailing 12 months

Median Days on Market

0

1 active listing

Median $ / Sq Ft

$401

1 active listing

Sale-to-List Ratio

97.6%

6 sales

How this home compares

List Price

$619,000

vs $619,000 median

In line with median

Price / Sq Ft

$401

vs $401 median

In line with median

Days on Market

--

vs 0 days median

Limited comparable data

Based on 1 active and 6 closed sales (trailing 12 mo) of multi-family in Westbrook. Source: SmartMLS · As of September 23, 2026.

Location

109 Salt Island Road, Westbrook, Connecticut

Property + 1 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$3,960

per month

  • Principal & Interest$3,278
  • Property Taxes$476
  • Insurance$206
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Westbrook
Neighborhood
Middle Beach
County
Middlesex

Residence

Property Type
Multi-Family
Subtype
Duplex
Style
Units are Side-by-Side
Year Built
1900
New Construction
No/Resale
Living Area
1,542 sq ft

Schools

Elementary
Per Board of Ed
Middle
Per Board of Ed
High
Westbrook

Interior

Heating
Hot Air
Heat Fuel
Oil
Cooling
Window Unit
Laundry
Common Laundry Area
Laundry Location
Basement
Basement
Full

Exterior & Lot

Lot Size
0.14 acres
Zoning
HDR
Garage / Parking
3 total parking spacesDrivewayShared
Waterfront Details
Walk to WaterBeach RightsWater Community
Water Source
Public Water Connected
Sewer
Septic
Flood Zone
Yes
Construction
Clapboard
Color
Blue
Roof
Asphalt Shingle
Foundation
Block
Exterior Features
Porch
Lot Description
N/A

Listing & Financials

Property Taxes
$5,707 / Annually
Days on Market
0
MLS #
24209410
MLS Status
Active

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Ali White Ginnett

(860) 222-5460

Coldwell Banker Realty

(860) 644-2461

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 9/23/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 9/23/2026 at 11:05 PM UTC.