109 Salt Island Road
Westbrook, Connecticut 06498
- Beds
- 4
- Baths
- 2
- SqFt
- 1,542
- Acres
- 0.14
- Year Built
- 1900
- Neighborhood
- Middle Beach
- Property Type
- Single Family
Matt Caiola
Luxury Real Estate Advisor
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About This Home
Welcome to 109 Salt Island, a charming cottage just a short stroll from Middle Beach and local restaurants. Thoughtfully updated throughout, this home features warm wood floors, newer windows that fill the rooms with natural light, and numerous interior improvements, all framed by freshly updated landscaping. A beautiful front porch invites you to relax with morning coffee or unwind after a day at the beach. Currently configured as two 2-bedroom units, each spanning two levels with its own separate meters and heating system, the home offers a flexible layout that can easily be converted to a spacious single-family residence with four bedrooms, or kept as is for multi-generational living, a guest suite, or rental income. The property has a proven history of $70,000-$80,000 in annual revenue through vacation and academic rentals. Furnishings are available separately for a turnkey start. Located in a flood zone; flood insurance required.
Key Facts
- City/Town
- Westbrook
- Neighborhood
- Middle Beach
- Property / Style
- Single Family · Cottage
- Year Built
- 1900
- Days on Market
- 0 days
- Beds
- 4
- Baths
- 2 full
- Living Area
- 1,542 sq ft
- Lot Size
- 0.14 acres
- Garage / Parking
- 3 total
- Property Taxes
- $5,707 / Annually
Market Snapshot
The Westbrook Market
Single Family · trailing 12 months
Active Listings
26
13 under contract
Median List Price
$549,450
26 active listings
Median Closed Price
$625,000
80 sales
Median Days on Market
35
26 active listings
Median $ / Sq Ft
$270
26 active listings
Sale-to-List Ratio
100.0%
80 sales
How this home compares
List Price
$619,000
vs $549,450 median
12.7% above median
Price / Sq Ft
$401
vs $270 median
48.5% above median
Days on Market
0 days
vs 35 days median
35 days fresher than median
Based on 26 active and 80 closed sales (trailing 12 mo) of single family in Westbrook. Source: SmartMLS · As of September 24, 2026.
Location
109 Salt Island Road, Westbrook, Connecticut
Estimate Your Payment
Estimated Monthly Payment
Rates: Freddie Mac PMMS via FRED · Updated Sep 24, 2026per month
- Principal & Interest$3,305
- Property Taxes$476
- Insurance$206
- HOA$0
Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.
Location
- City/Town
- Westbrook
- Neighborhood
- Middle Beach
- County
- Middlesex
Residence
- Property Type
- Single Family
- Style
- Cottage
- Year Built
- 1900
- New Construction
- No/Resale
- Living Area
- 1,542 sq ft
Schools
- Elementary
- Per Board of Ed
- Middle
- Per Board of Ed
- High
- Westbrook
Interior
- Heating
- Hot Air
- Heat Fuel
- Oil
- Cooling
- Window Unit
- Laundry Location
- Basement
- Appliances
- Electric RangeRefrigeratorWasherElectric Dryer
- Basement
- Full
Exterior & Lot
- Lot Size
- 0.14 acres
- Zoning
- HDR
- Garage / Parking
- 3 total parking spacesDrivewayShared
- Waterfront Details
- Walk to WaterBeach RightsWater Community
- Water Source
- Public Water Connected
- Sewer
- Septic
- Flood Zone
- Yes
- Construction
- Clapboard
- Color
- Blue
- Roof
- Asphalt Shingle
- Foundation
- Block
- Exterior Features
- Porch
- Lot Description
- N/A
Listing & Financials
- Property Taxes
- $5,707 / Annually
- Days on Market
- 0
- MLS #
- 24209557
- MLS Status
- Active
Similar Properties
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This information is believed to be accurate, but without warranty.
The IDX display contains information sourced from SmartMLS, Inc. as of 9/24/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.
Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.
Data last updated on 9/24/2026 at 7:11 PM UTC.