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346 Church Street

Putnam, Connecticut 06260

COMING SOON - NEW$399,000
Beds
4
Baths
2
SqFt
3,198
Acres
0.27
Year Built
1950
Matt Caiola

Matt Caiola

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About This Home

A great opportunity to call Putnam home while enjoying the added benefit of rental income! This spacious two-family property offers approximately 3,198 square feet of living space, with two bedrooms and one full bath in each unit. One unit will be delivered vacant, making this an ideal setup for an owner-occupant looking for the comfort of their own space while having rental income from the second unit help offset monthly expenses. Inside, you'll find generous living areas, hardwood floors, and classic character throughout, along with a functional two-family layout that offers plenty of flexibility. A detached two-car garage and driveway provide convenient off-street parking and additional storage. Recent improvements include a new roof in 2025 and a new water heater. An in-ground pool is located on the property but is currently not in use. Conveniently located in Putnam, you'll be close to downtown, restaurants, shopping, recreation, and everyday amenities, with I-395 just minutes away for an easy commute. With one unit being delivered vacant and the flexibility that two-family living provides, this property offers a practical way to enjoy more space while helping offset the cost of homeownership.

Key Facts

City/Town
Putnam
Neighborhood
Special Service District
Property / Style
Multi-Family · Units on different Floors
Year Built
1950
Days on Market
0 days
Beds
4
Baths
2 full
Living Area
3,198 sq ft
Lot Size
0.27 acres
Garage / Parking
2 garage
Property Taxes
$5,648 / Annually

Market Snapshot

The Putnam Market

Multi-Family · trailing 12 months

Median Days on Market

58

8 active listings

Median $ / Sq Ft

$160

8 active listings

Sale-to-List Ratio

100.0%

31 sales

How this home compares

List Price

$399,000

vs $380,000 median

5.0% above median

Price / Sq Ft

$125

vs $160 median

21.9% below median

Days on Market

0 days

vs 58 days median

58 days fresher than median

Based on 8 active and 31 closed sales (trailing 12 mo) of multi-family in Putnam. Source: SmartMLS · As of October 1, 2026.

Location

346 Church Street, Putnam, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$2,734

per month

  • Principal & Interest$2,130
  • Property Taxes$471
  • Insurance$133
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Putnam
Neighborhood
Special Service District
County
Windham

Residence

Property Type
Multi-Family
Subtype
Duplex
Style
Units on different Floors
Year Built
1950
New Construction
No/Resale
Living Area
3,198 sq ft

Schools

Elementary
Per Board of Ed
High
Per Board of Ed

Interior

Heating
Hot Water
Heat Fuel
Oil
Cooling
None
Laundry
Basement Hook-Up(s)
Laundry Location
Shared in basement
Basement
FullFull With Hatchway

Exterior & Lot

Lot Size
0.27 acres
Zoning
R-7
Garage / Parking
2 garage spacesDetached Garage
Waterfront Details
Not Applicable
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Pool
In Ground Pool
Construction
Clapboard
Color
White
Roof
Asphalt Shingle
Foundation
Block
Exterior Features
PorchGutters
Lot Description
Level Lot

Listing & Financials

Property Taxes
$5,648 / Annually
Days on Market
0
MLS #
24208130
MLS Status
Coming Soon

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Scott Pempek

(770) 329-4555

Berkshire Hathaway NE Prop.

(860) 928-1995

Co-Listed By

Lauren Heidelberger

Berkshire Hathaway NE Prop.

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 10/1/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 10/1/2026 at 3:20 PM UTC.