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516 Chipman Street

Waterbury, Connecticut 06708

ACTIVE - NEW$349,000
Beds
3
Baths
1
SqFt
1,428
Acres
0.20
Year Built
1928
Matt Caiola

Matt Caiola

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1-Car Garage1 Fireplace

About This Home

Discover the charm of this lovely 3 bedroom Cape in Waterbury's desirable Town Plot neighborhood. Warm and inviting, this home offers plenty of character, featuring a cozy gas fireplace and an oversized living room for entertaining. This home includes a primary bedroom conveniently located on the main level. Start your mornings on the bright and sunny welcoming front porch - the perfect spot to enjoy a cup of coffee. Offering approximately 1428 sq. ft of living space, this property also includes an additional building lot (.20 acre) in the sale, providing a a unique opportunity for added space and future possibilities. The beautifully landscaped grounds offer plenty of room for gardening, outdoor entertaining, or simply enjoying the surroundings. Conveniently located near the Country Club of Waterbury, with easy access to I-84 and RT. 8, and just minutes from the Metro North Station. Shopping, restaurants, schools and medical facilities are all nearby, making this an ideal combination of neighborhood charm, convenience, and accessibility. Come see all that this special Town Plot property has to offer.

Key Facts

City/Town
Waterbury
Neighborhood
Town Plot
Property / Style
Single Family · Cape Cod
Year Built
1928
Days on Market
0 days
Beds
3
Baths
1 full
Living Area
1,428 sq ft
Lot Size
0.20 acres
Garage / Parking
1 garage
Property Taxes
$5,658 / Annually

Market Snapshot

The Waterbury Market

Single Family · trailing 12 months

Median Days on Market

40

112 active listings

Median $ / Sq Ft

$221

112 active listings

Sale-to-List Ratio

100.0%

595 sales

How this home compares

List Price

$349,000

vs $320,000 median

9.1% above median

Price / Sq Ft

$244

vs $221 median

10.4% above median

Days on Market

0 days

vs 40 days median

40 days fresher than median

Based on 112 active and 595 closed sales (trailing 12 mo) of single family in Waterbury. Source: SmartMLS · As of October 9, 2026.

Location

516 Chipman Street, Waterbury, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$2,521

per month

  • Principal & Interest$1,933
  • Property Taxes$472
  • Insurance$116
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Waterbury
Neighborhood
Town Plot
County
New Haven

Residence

Property Type
Single Family
Style
Cape Cod
Year Built
1928
New Construction
No/Resale
Living Area
1,428 sq ft

Schools

Elementary
B. W. Tinker
High
John F. Kennedy

Interior

Heating
Hot Water
Heat Fuel
ElectricOil
Cooling
Ceiling FansWall Unit
Fireplaces
1
Laundry
Lower Level
Laundry Location
Basement
Appliances
Gas RangeMicrowaveRange HoodRefrigeratorDishwasherWasherDryer
Basement
FullUnfinished
In-Law Apartment
No
Interior Features
Cable - Available

Exterior & Lot

Lot Size
0.20 acres
Zoning
RS
Garage / Parking
1 garage spaceUnder House Garage
Waterfront Details
Not Applicable
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Flood Zone
No
Construction
Cement Block
Color
White
Roof
Asphalt Shingle
Foundation
Stone
Exterior Features
Porch-EnclosedPorchGuttersGarden Area
Lot Description
TreedDryLevel Lot

Listing & Financials

Property Taxes
$5,658 / Annually
Days on Market
0
MLS #
24212235
MLS Status
Active
Financing
FHA,VA,CHFA

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Rita Matozzo

(203) 592-5442

BHGRE Gaetano Marra Homes

(203) 758-1300

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 10/9/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 10/9/2026 at 2:06 PM UTC.