31 Ruth Ann Terrace
Milford, Connecticut 06461
- Beds
- 3
- Baths
- 1
- SqFt
- 1,024
- Acres
- 0.22
- Year Built
- 1958
- Neighborhood
- Naugatuck Gardens
- Property Type
- Single Family

Matt Caiola
Luxury Real Estate Advisor
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About This Home
Full of charm, this adorable 3-bedroom split-level offers a wonderful opportunity to put down roots in a welcoming Milford neighborhood. With 1,024 sq ft of comfortable living space, a beautiful backyard, and room to make it your own, this home has so much to offer first-time buyers and anyone looking for a place to call their own. Step inside to discover a bright and cheerful living room, where a large picture window fills the space with natural light and a wood-burning fireplace creates a cozy setting. The spacious eat-in kitchen features stainless steel appliances, generous counter space, and lovely views of the backyard. Upstairs, three bedrooms provide ample closet space and share a full bath with a tub/shower combination and large linen closet. The unfinished basement offers approximately 500 additional square feet for storage and potential future finished space. From the kitchen, step onto the freshly painted deck, ideal for outdoor dining and entertaining. Beyond, the expansive, level backyard is fully fenced, with mature trees offering privacy and a dedicated area for gardening. Sidewalks throughout the neighborhood invite leisurely strolls, while convenient access to Interstate 95, Route 1, the Milford Metro North station, shopping, restaurants, downtown Milford, and beautiful area beaches puts the best of Milford within easy reach. With comfortable living spaces, an incredible yard, and room to make it your own, this home is ready for its next chapter!
Key Facts
- City/Town
- Milford
- Neighborhood
- Naugatuck Gardens
- Property / Style
- Single Family · Split Level
- Year Built
- 1958
- Days on Market
- 0 days
- Beds
- 3
- Baths
- 1 full
- Living Area
- 1,024 sq ft
- Lot Size
- 0.22 acres
- Garage / Parking
- 2 garage
- Property Taxes
- $5,984 / Annually
Market Snapshot
The Milford Market
Single Family · trailing 12 months
Active Listings
87
71 under contract
Median List Price
$624,999
87 active listings
Median Closed Price
$565,000
459 sales
Median Days on Market
30
87 active listings
Median $ / Sq Ft
$325
87 active listings
Sale-to-List Ratio
100.0%
459 sales
How this home compares
List Price
$425,000
vs $624,999 median
32.0% below median
Price / Sq Ft
$415
vs $325 median
27.7% above median
Days on Market
0 days
vs 30 days median
30 days fresher than median
Based on 87 active and 459 closed sales (trailing 12 mo) of single family in Milford. Source: SmartMLS · As of October 21, 2026.
Location
31 Ruth Ann Terrace, Milford, Connecticut
Estimate Your Payment
Estimated Monthly Payment
Rates: Freddie Mac PMMS via FRED · Updated Oct 15, 2026per month
- Principal & Interest$2,354
- Property Taxes$499
- Insurance$142
- HOA$0
Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.
Location
- City/Town
- Milford
- Neighborhood
- Naugatuck Gardens
- County
- New Haven
Residence
- Property Type
- Single Family
- Style
- Split Level
- Year Built
- 1958
- New Construction
- No/Resale
- Living Area
- 1,024 sq ft
Schools
- Elementary
- J. F. Kennedy
- High
- Jonathan Law
Interior
- Heating
- Hot Water
- Heat Fuel
- Oil
- Cooling
- Central Air
- Fireplaces
- 1
- Laundry
- Lower Level
- Laundry Location
- Garage and basement
- Appliances
- Electric RangeMicrowaveRefrigeratorDishwasherWasherDryer
- Basement
- FullUnfinishedStorageGarage AccessConcrete Floor
- In-Law Apartment
- No
Exterior & Lot
- Lot Size
- 0.22 acres
- Zoning
- R10
- Garage / Parking
- 2 garage spacesUnder House Garage
- Waterfront Details
- Beach Rights
- Water Source
- Public Water Connected
- Sewer
- Public Sewer Connected
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- Exterior Features
- SidewalkDeckGuttersGarden Area
- Lot Description
- Fence - FullTreedLevel Lot
Listing & Financials
- Property Taxes
- $5,984 / Annually
- Days on Market
- 0
- MLS #
- 24215840
- MLS Status
- Coming Soon
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This information is believed to be accurate, but without warranty.
The IDX display contains information sourced from SmartMLS, Inc. as of 10/21/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.
Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.
Data last updated on 10/21/2026 at 2:00 AM UTC.