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31 Ruth Ann Terrace

Milford, Connecticut 06461

COMING SOON - NEW$425,000
Beds
3
Baths
1
SqFt
1,024
Acres
0.22
Year Built
1958
Matt Caiola

Matt Caiola

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2-Car Garage1 Fireplace

About This Home

Full of charm, this adorable 3-bedroom split-level offers a wonderful opportunity to put down roots in a welcoming Milford neighborhood. With 1,024 sq ft of comfortable living space, a beautiful backyard, and room to make it your own, this home has so much to offer first-time buyers and anyone looking for a place to call their own. Step inside to discover a bright and cheerful living room, where a large picture window fills the space with natural light and a wood-burning fireplace creates a cozy setting. The spacious eat-in kitchen features stainless steel appliances, generous counter space, and lovely views of the backyard. Upstairs, three bedrooms provide ample closet space and share a full bath with a tub/shower combination and large linen closet. The unfinished basement offers approximately 500 additional square feet for storage and potential future finished space. From the kitchen, step onto the freshly painted deck, ideal for outdoor dining and entertaining. Beyond, the expansive, level backyard is fully fenced, with mature trees offering privacy and a dedicated area for gardening. Sidewalks throughout the neighborhood invite leisurely strolls, while convenient access to Interstate 95, Route 1, the Milford Metro North station, shopping, restaurants, downtown Milford, and beautiful area beaches puts the best of Milford within easy reach. With comfortable living spaces, an incredible yard, and room to make it your own, this home is ready for its next chapter!

Key Facts

City/Town
Milford
Neighborhood
Naugatuck Gardens
Property / Style
Single Family · Split Level
Year Built
1958
Days on Market
0 days
Beds
3
Baths
1 full
Living Area
1,024 sq ft
Lot Size
0.22 acres
Garage / Parking
2 garage
Property Taxes
$5,984 / Annually

Market Snapshot

The Milford Market

Single Family · trailing 12 months

Median Days on Market

30

87 active listings

Median $ / Sq Ft

$325

87 active listings

Sale-to-List Ratio

100.0%

459 sales

How this home compares

List Price

$425,000

vs $624,999 median

32.0% below median

Price / Sq Ft

$415

vs $325 median

27.7% above median

Days on Market

0 days

vs 30 days median

30 days fresher than median

Based on 87 active and 459 closed sales (trailing 12 mo) of single family in Milford. Source: SmartMLS · As of October 21, 2026.

Location

31 Ruth Ann Terrace, Milford, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$2,995

per month

  • Principal & Interest$2,354
  • Property Taxes$499
  • Insurance$142
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Milford
Neighborhood
Naugatuck Gardens
County
New Haven

Residence

Property Type
Single Family
Style
Split Level
Year Built
1958
New Construction
No/Resale
Living Area
1,024 sq ft

Schools

Elementary
J. F. Kennedy
High
Jonathan Law

Interior

Heating
Hot Water
Heat Fuel
Oil
Cooling
Central Air
Fireplaces
1
Laundry
Lower Level
Laundry Location
Garage and basement
Appliances
Electric RangeMicrowaveRefrigeratorDishwasherWasherDryer
Basement
FullUnfinishedStorageGarage AccessConcrete Floor
In-Law Apartment
No

Exterior & Lot

Lot Size
0.22 acres
Zoning
R10
Garage / Parking
2 garage spacesUnder House Garage
Waterfront Details
Beach Rights
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Construction
Vinyl Siding
Roof
Asphalt Shingle
Foundation
Concrete
Exterior Features
SidewalkDeckGuttersGarden Area
Lot Description
Fence - FullTreedLevel Lot

Listing & Financials

Property Taxes
$5,984 / Annually
Days on Market
0
MLS #
24215840
MLS Status
Coming Soon

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Jennifer Peters

(203) 470-7356

William Raveis Real Estate

(203) 255-6841

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 10/21/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 10/21/2026 at 2:00 AM UTC.