78 Clover Street
Waterbury, Connecticut 06706
- Beds
- 4
- Baths
- 2
- SqFt
- 1,983
- Acres
- 0.18
- Year Built
- 1913
- Neighborhood
- Hopeville
- Property Type
- 2 Family

Matt Caiola
Luxury Real Estate Advisor
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About This Home
Offering space, flexibility, and tremendous potential, this two-family frame home features a desirable three-bedroom apartment over a two-bedroom apartment, making it an excellent opportunity for both homeowners and investors. Hardwood floors and recessed lighting add warmth and appeal throughout, creating a comfortable foundation for everyday living. One of the property's standout features is its exceptionally large lot, offering outdoor space and possibilities that are increasingly hard to find. A four-car garage, driveway parking for up to five additional vehicles, and extra backyard space provide outstanding convenience for multiple households, car enthusiasts, or anyone in need of additional storage and parking. The two-family layout offers a variety of possibilities, whether you are looking to live in one apartment while generating rental income from the other, accommodate extended family, or expand your real estate portfolio. With its generous outdoor space, substantial parking, and flexible layout, this property offers a unique opportunity to create long-term value. A home with room to grow, space to enjoy, and possibilities limited only by your vision. Whether you are an owner-occupant, investor, or buyer looking for extra space, this property is worth exploring.
Key Facts
- City/Town
- Waterbury
- Neighborhood
- Hopeville
- Property / Style
- Multi-Family · Units on different Floors
- Year Built
- 1913
- Days on Market
- 0 days
- Beds
- 4
- Baths
- 2 full
- Living Area
- 1,983 sq ft
- Lot Size
- 0.18 acres
- Garage / Parking
- 4 garage · 7 total
- Property Taxes
- $6,189 / Annually
Market Snapshot
The Waterbury Market
Multi-Family · trailing 12 months
Active Listings
64
32 under contract
Median List Price
$469,900
64 active listings
Median Closed Price
$419,900
193 sales
Median Days on Market
33
64 active listings
Median $ / Sq Ft
$171
64 active listings
Sale-to-List Ratio
100.0%
193 sales
How this home compares
List Price
$500,000
vs $469,900 median
6.4% above median
Price / Sq Ft
$252
vs $171 median
47.4% above median
Days on Market
0 days
vs 33 days median
33 days fresher than median
Based on 64 active and 193 closed sales (trailing 12 mo) of multi-family in Waterbury. Source: SmartMLS · As of October 21, 2026.
Location
78 Clover Street, Waterbury, Connecticut
Estimate Your Payment
Estimated Monthly Payment
Rates: Freddie Mac PMMS via FRED · Updated Oct 15, 2026per month
- Principal & Interest$2,568
- Property Taxes$516
- Insurance$167
- HOA$0
Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.
Location
- City/Town
- Waterbury
- Neighborhood
- Hopeville
- County
- New Haven
Residence
- Property Type
- Multi-Family
- Subtype
- Duplex
- Style
- Units on different Floors
- Year Built
- 1913
- New Construction
- No/Resale
- Living Area
- 1,983 sq ft
Schools
- Elementary
- Hopeville
- High
- John F. Kennedy
Interior
- Heating
- Baseboard
- Heat Fuel
- Electric
- Cooling
- Window Unit
- Laundry
- All Units Have Hook-Ups
- Basement
- PartialPartially Finished
Exterior & Lot
- Lot Size
- 0.18 acres
- Zoning
- RL
- Garage / Parking
- 4 garage spaces7 total parking spacesDetached GarageDrivewayPrivatePaved
- Waterfront Details
- Not Applicable
- Water Source
- Other
- Sewer
- Public Sewer Connected
- Construction
- Vinyl Siding
- Color
- Yellow
- Roof
- Asphalt Shingle
- Foundation
- BlockConcrete
- Lot Description
- Level Lot
Listing & Financials
- Property Taxes
- $6,189 / Annually
- Days on Market
- 0
- MLS #
- 24215893
- MLS Status
- Active
Similar Properties
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This information is believed to be accurate, but without warranty.
The IDX display contains information sourced from SmartMLS, Inc. as of 10/21/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.
Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.
Data last updated on 10/21/2026 at 5:50 PM UTC.