20 Pine Street
Waterford, Connecticut 06385
- Beds
- 3
- Baths
- 1
- SqFt
- 1,151
- Acres
- 0.11
- Year Built
- 1948
- Property Type
- Single Family

Matt Caiola
Luxury Real Estate Advisor
Request a private showing and get Matt's read on price, condition, and next steps.
About This Home
Discover comfort, convenience, and versatility at 20 Pine Street! Situated on a peaceful cul-de-sac, this charming single-level home offers a thoughtfully designed layout, modern updates, and easy access to everyday amenities. Step inside to find updated luxury vinyl tile flooring, a welcoming living room with vaulted ceilings, and an inviting atmosphere perfect for relaxing or entertaining. The refreshed eat-in kitchen features stainless steel appliances, gas cooking, and stylish finishes, while an additional flexible space provides the perfect opportunity for a home office, den, or hobby room. Three generously sized bedrooms and an updated full bathroom with newer fixtures and beadboard detailing complete the interior. Outside, enjoy a tiered front yard with established garden beds, a storage shed, and a cozy patio ideal for outdoor dining or gatherings. A rear deck offers another peaceful spot to unwind, with the property bordering town-owned green space. Conveniently located near shopping, restaurants, Route 1, and I-95, this home provides easy access to major employers, including Electric Boat, Pfizer, and the Coast Guard. Ocean Beach Park, with its sandy shoreline and scenic boardwalk, is also just a short drive away.
Key Facts
- City/Town
- Waterford
- Neighborhood
- N/A
- Property / Style
- Single Family · Ranch
- Year Built
- 1948
- Days on Market
- 0 days
- Beds
- 3
- Baths
- 1 full
- Living Area
- 1,151 sq ft
- Lot Size
- 0.11 acres
- Property Taxes
- $2,830 / Annually
Market Snapshot
The Waterford Market
Single Family · trailing 12 months
Active Listings
45
31 under contract
Median List Price
$529,900
45 active listings
Median Closed Price
$450,000
205 sales
Median Days on Market
36
45 active listings
Median $ / Sq Ft
$283
45 active listings
Sale-to-List Ratio
100.0%
205 sales
How this home compares
List Price
$270,000
vs $529,900 median
49.0% below median
Price / Sq Ft
$235
vs $283 median
17.0% below median
Days on Market
0 days
vs 36 days median
36 days fresher than median
Based on 45 active and 205 closed sales (trailing 12 mo) of single family in Waterford. Source: SmartMLS · As of October 22, 2026.
Location
20 Pine Street, Waterford, Connecticut
Estimate Your Payment
Estimated Monthly Payment
Rates: indicative defaultsper month
- Principal & Interest$1,387
- Property Taxes$236
- Insurance$90
- HOA$0
Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.
Location
- City/Town
- Waterford
- Neighborhood
- N/A
- County
- New London
Residence
- Property Type
- Single Family
- Style
- Ranch
- Year Built
- 1948
- New Construction
- No/Resale
- Living Area
- 1,151 sq ft
Schools
- Elementary
- Great Neck
- High
- Waterford
Interior
- Heating
- Baseboard
- Heat Fuel
- Electric
- Cooling
- Window Unit
- Appliances
- Oven/RangeDishwasherWasherDryer
- Basement
- None
- Interior Features
- Cable - Available
Exterior & Lot
- Lot Size
- 0.11 acres
- Zoning
- VR-10
- Waterfront Details
- Not Applicable
- Water Source
- Public Water Connected
- Sewer
- Public Sewer Connected
- Flood Zone
- No
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Slab
- Exterior Features
- Gutters
- Lot Description
- Fence - Partial
Listing & Financials
- Property Taxes
- $2,830 / Annually
- Days on Market
- 0
- MLS #
- 24215898
- MLS Status
- Coming Soon
Similar Properties
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This information is believed to be accurate, but without warranty.
The IDX display contains information sourced from SmartMLS, Inc. as of 10/22/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.
Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.
Data last updated on 10/22/2026 at 3:55 AM UTC.