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20 Pine Street

Waterford, Connecticut 06385

COMING SOON - NEW$270,000
Beds
3
Baths
1
SqFt
1,151
Acres
0.11
Year Built
1948
Matt Caiola

Matt Caiola

Luxury Real Estate Advisor

MCMATT CAIOLALUXURY PROPERTIES
Higgins Group Private Brokerage

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About This Home

Discover comfort, convenience, and versatility at 20 Pine Street! Situated on a peaceful cul-de-sac, this charming single-level home offers a thoughtfully designed layout, modern updates, and easy access to everyday amenities. Step inside to find updated luxury vinyl tile flooring, a welcoming living room with vaulted ceilings, and an inviting atmosphere perfect for relaxing or entertaining. The refreshed eat-in kitchen features stainless steel appliances, gas cooking, and stylish finishes, while an additional flexible space provides the perfect opportunity for a home office, den, or hobby room. Three generously sized bedrooms and an updated full bathroom with newer fixtures and beadboard detailing complete the interior. Outside, enjoy a tiered front yard with established garden beds, a storage shed, and a cozy patio ideal for outdoor dining or gatherings. A rear deck offers another peaceful spot to unwind, with the property bordering town-owned green space. Conveniently located near shopping, restaurants, Route 1, and I-95, this home provides easy access to major employers, including Electric Boat, Pfizer, and the Coast Guard. Ocean Beach Park, with its sandy shoreline and scenic boardwalk, is also just a short drive away.

Key Facts

City/Town
Waterford
Neighborhood
N/A
Property / Style
Single Family · Ranch
Year Built
1948
Days on Market
0 days
Beds
3
Baths
1 full
Living Area
1,151 sq ft
Lot Size
0.11 acres
Property Taxes
$2,830 / Annually

Market Snapshot

The Waterford Market

Single Family · trailing 12 months

Median Days on Market

36

45 active listings

Median $ / Sq Ft

$283

45 active listings

Sale-to-List Ratio

100.0%

205 sales

How this home compares

List Price

$270,000

vs $529,900 median

49.0% below median

Price / Sq Ft

$235

vs $283 median

17.0% below median

Days on Market

0 days

vs 36 days median

36 days fresher than median

Based on 45 active and 205 closed sales (trailing 12 mo) of single family in Waterford. Source: SmartMLS · As of October 22, 2026.

Location

20 Pine Street, Waterford, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: indicative defaults
$1,713

per month

  • Principal & Interest$1,387
  • Property Taxes$236
  • Insurance$90
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Waterford
Neighborhood
N/A
County
New London

Residence

Property Type
Single Family
Style
Ranch
Year Built
1948
New Construction
No/Resale
Living Area
1,151 sq ft

Schools

Elementary
Great Neck
High
Waterford

Interior

Heating
Baseboard
Heat Fuel
Electric
Cooling
Window Unit
Appliances
Oven/RangeDishwasherWasherDryer
Basement
None
Interior Features
Cable - Available

Exterior & Lot

Lot Size
0.11 acres
Zoning
VR-10
Waterfront Details
Not Applicable
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Flood Zone
No
Construction
Vinyl Siding
Roof
Asphalt Shingle
Foundation
Slab
Exterior Features
Gutters
Lot Description
Fence - Partial

Listing & Financials

Property Taxes
$2,830 / Annually
Days on Market
0
MLS #
24215898
MLS Status
Coming Soon

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Michelle Sireci

(860) 625-3187

KEY Real Estate Services LLC

(401) 661-9040

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 10/22/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 10/22/2026 at 3:55 AM UTC.