963 North Main Street
Waterbury, Connecticut 06704
- Beds
- 6
- Baths
- 2
- SqFt
- 3,091
- Acres
- 0.11
- Year Built
- 1893
- Neighborhood
- North End
- Property Type
- 2 Family

Matt Caiola
Luxury Real Estate Advisor
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About This Home
LARGE 2-FAMILY WITH OVER 3,000 SF IN WATERBURY'S NORTH END! Situated on North Main Street, this substantial multifamily property offers two spacious 3-bedroom, 1-bath apartments with a total of 3,091 SF of living space. The first-floor unit was completely remodeled prior to the current tenant's occupancy, while the second-floor apartment presents an excellent value-add opportunity for renovations and increased rental potential upon vacancy. LOW OPERATING EXPENSES! All utilities are separate and tenant-paid, including electric heat and hot water, minimizing owner expenses and maximizing cash flow potential. Conveniently located along North Main Street with easy access to shopping, restaurants, public transportation, major highways and local amenities. With generous apartment sizes, a renovated first-floor unit and future upside through improvements to the second floor, this property offers an attractive combination of existing rental income and long-term investment potential. A solid addition to any multifamily investment portfolio or owner occupant opportunity!
Key Facts
- City/Town
- Waterbury
- Neighborhood
- North End
- Property / Style
- Multi-Family · Units on different Floors
- Year Built
- 1893
- Days on Market
- 0 days
- Beds
- 6
- Baths
- 2 full
- Living Area
- 3,091 sq ft
- Lot Size
- 0.11 acres
- Property Taxes
- $4,551 / Annually
Market Snapshot
The Waterbury Market
Multi-Family · trailing 12 months
Active Listings
73
31 under contract
Median List Price
$469,900
73 active listings
Median Closed Price
$419,950
192 sales
Median Days on Market
28
73 active listings
Median $ / Sq Ft
$168
73 active listings
Sale-to-List Ratio
100.0%
192 sales
How this home compares
List Price
$350,000
vs $469,900 median
25.5% below median
Price / Sq Ft
$113
vs $168 median
32.7% below median
Days on Market
0 days
vs 28 days median
28 days fresher than median
Based on 73 active and 192 closed sales (trailing 12 mo) of multi-family in Waterbury. Source: SmartMLS · As of October 26, 2026.
Location
963 North Main Street, Waterbury, Connecticut
Estimate Your Payment
Estimated Monthly Payment
Rates: Freddie Mac PMMS via FRED · Updated Oct 22, 2026per month
- Principal & Interest$1,923
- Property Taxes$379
- Insurance$117
- HOA$0
Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.
Location
- City/Town
- Waterbury
- Neighborhood
- North End
- County
- New Haven
Residence
- Property Type
- Multi-Family
- Subtype
- Duplex
- Style
- Units on different Floors
- Year Built
- 1893
- New Construction
- No/Resale
- Living Area
- 3,091 sq ft
Schools
- Elementary
- Per Board of Ed
- High
- Per Board of Ed
Interior
- Heating
- Baseboard
- Heat Fuel
- Electric
- Cooling
- Window Unit
- Basement
- FullUnfinished
Exterior & Lot
- Lot Size
- 0.11 acres
- Zoning
- RM
- Waterfront Details
- Not Applicable
- Water Source
- Public Water Connected
- Sewer
- Public Sewer Connected
- Flood Zone
- No
- Construction
- Vinyl Siding
- Color
- yellow
- Roof
- Asphalt Shingle
- Foundation
- BlockMasonry
- Exterior Features
- SidewalkPorchGuttersLighting
- Lot Description
- Level Lot
Listing & Financials
- Property Taxes
- $4,551 / Annually
- Days on Market
- 0
- MLS #
- 24217149
- MLS Status
- Active
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This information is believed to be accurate, but without warranty.
The IDX display contains information sourced from SmartMLS, Inc. as of 10/26/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.
Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.
Data last updated on 10/26/2026 at 11:05 PM UTC.