6 Hilltop Terrace
Waterford, Connecticut 06385
- Beds
- 3
- Baths
- 1
- SqFt
- 1,728
- Acres
- 0.23
- Year Built
- 1956
- Property Type
- Single Family

Matt Caiola
Luxury Real Estate Advisor
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About This Home
Discover easy coastal living in this charming, well-maintained ranch tucked away on a peaceful cul-de-sac in desirable Waterford! Just 1.5 miles from the shoreline, this inviting home offers the perfect combination of comfort, convenience, and opportunity. The bright, open layout features abundant natural light, flexible dining space, and an updated kitchen that brings a fresh feel to the heart of the home. Three comfortable bedrooms and a full bath complete the main level, offering the ease of single-floor living. Recent improvements include updated electrical and a roof less than five years old, providing added peace of mind. The outdoor space offers a blank canvas for gardening, entertaining, or creating your own private retreat. The finished basement provides valuable additional living space, perfect for a family room, home office, workout area, or hobbies. Enjoy the best of shoreline living with Harkness Memorial State Park, Ocean Beach Park, and Waterford Beach just a short drive away, along with marinas, scenic trails, and local dining. Shopping, grocery stores, and everyday conveniences are easily accessible at Waterford Commons and along Boston Post Road and Hartford Turnpike. With its quiet neighborhood setting, thoughtful updates, and convenient access to the coast, this home is a wonderful opportunity to make the most of everything Waterford has to offer!
Key Facts
- City/Town
- Waterford
- Neighborhood
- N/A
- Property / Style
- Single Family · Ranch
- Year Built
- 1956
- Days on Market
- 0 days
- Beds
- 3
- Baths
- 1 full
- Living Area
- 1,728 sq ft
- Lot Size
- 0.23 acres
- Garage / Parking
- 4 total
- Property Taxes
- $3,361 / Annually
Market Snapshot
The Waterford Market
Single Family · trailing 12 months
Active Listings
48
29 under contract
Median List Price
$482,450
48 active listings
Median Closed Price
$450,000
204 sales
Median Days on Market
39
48 active listings
Median $ / Sq Ft
$285
48 active listings
Sale-to-List Ratio
100.0%
204 sales
How this home compares
List Price
$389,900
vs $482,450 median
19.2% below median
Price / Sq Ft
$226
vs $285 median
20.7% below median
Days on Market
0 days
vs 39 days median
39 days fresher than median
Based on 48 active and 204 closed sales (trailing 12 mo) of single family in Waterford. Source: SmartMLS · As of October 30, 2026.
Location
6 Hilltop Terrace, Waterford, Connecticut
Estimate Your Payment
Estimated Monthly Payment
Rates: Freddie Mac PMMS via FRED · Updated Oct 29, 2026per month
- Principal & Interest$2,126
- Property Taxes$280
- Insurance$130
- HOA$0
Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.
Location
- City/Town
- Waterford
- Neighborhood
- N/A
- County
- New London
Residence
- Property Type
- Single Family
- Style
- Ranch
- Year Built
- 1956
- New Construction
- No/Resale
- Living Area
- 1,728 sq ft
- Below Grade
- 864 sq ft
Schools
- Elementary
- Oswegatchie
- High
- Waterford
Interior
- Heating
- Hot Water
- Heat Fuel
- Oil
- Cooling
- Ceiling Fans
- Laundry
- Lower Level
- Laundry Location
- Basement
- Appliances
- Gas CooktopGas RangeOven/RangeMicrowaveRefrigeratorWasherDryer
- Basement
- FullHeatedPartially Finished
Exterior & Lot
- Lot Size
- 0.23 acres
- Zoning
- R-40
- Garage / Parking
- 4 total parking spacesOff Street ParkingDrivewayUnpavedCrushed Stone
- Waterfront Details
- Walk to WaterBeach Rights
- Water Source
- Public Water Connected
- Sewer
- Public Sewer Connected
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- Lot Description
- Level LotOn Cul-De-Sac
Listing & Financials
- Property Taxes
- $3,361 / Annually
- Days on Market
- 0
- MLS #
- 24215585
- MLS Status
- Active
- Financing
- FHA,VA,CHFA
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This information is believed to be accurate, but without warranty.
The IDX display contains information sourced from SmartMLS, Inc. as of 10/30/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.
Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.
Data last updated on 10/30/2026 at 2:55 PM UTC.