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6 Hilltop Terrace

Waterford, Connecticut 06385

ACTIVE - NEW$389,900
Beds
3
Baths
1
SqFt
1,728
Acres
0.23
Year Built
1956
Matt Caiola

Matt Caiola

Luxury Real Estate Advisor

MCMATT CAIOLALUXURY PROPERTIES
Higgins Group Private Brokerage

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About This Home

Discover easy coastal living in this charming, well-maintained ranch tucked away on a peaceful cul-de-sac in desirable Waterford! Just 1.5 miles from the shoreline, this inviting home offers the perfect combination of comfort, convenience, and opportunity. The bright, open layout features abundant natural light, flexible dining space, and an updated kitchen that brings a fresh feel to the heart of the home. Three comfortable bedrooms and a full bath complete the main level, offering the ease of single-floor living. Recent improvements include updated electrical and a roof less than five years old, providing added peace of mind. The outdoor space offers a blank canvas for gardening, entertaining, or creating your own private retreat. The finished basement provides valuable additional living space, perfect for a family room, home office, workout area, or hobbies. Enjoy the best of shoreline living with Harkness Memorial State Park, Ocean Beach Park, and Waterford Beach just a short drive away, along with marinas, scenic trails, and local dining. Shopping, grocery stores, and everyday conveniences are easily accessible at Waterford Commons and along Boston Post Road and Hartford Turnpike. With its quiet neighborhood setting, thoughtful updates, and convenient access to the coast, this home is a wonderful opportunity to make the most of everything Waterford has to offer!

Key Facts

City/Town
Waterford
Neighborhood
N/A
Property / Style
Single Family · Ranch
Year Built
1956
Days on Market
0 days
Beds
3
Baths
1 full
Living Area
1,728 sq ft
Lot Size
0.23 acres
Garage / Parking
4 total
Property Taxes
$3,361 / Annually

Market Snapshot

The Waterford Market

Single Family · trailing 12 months

Median Days on Market

39

48 active listings

Median $ / Sq Ft

$285

48 active listings

Sale-to-List Ratio

100.0%

204 sales

How this home compares

List Price

$389,900

vs $482,450 median

19.2% below median

Price / Sq Ft

$226

vs $285 median

20.7% below median

Days on Market

0 days

vs 39 days median

39 days fresher than median

Based on 48 active and 204 closed sales (trailing 12 mo) of single family in Waterford. Source: SmartMLS · As of October 30, 2026.

Location

6 Hilltop Terrace, Waterford, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$2,536

per month

  • Principal & Interest$2,126
  • Property Taxes$280
  • Insurance$130
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Waterford
Neighborhood
N/A
County
New London

Residence

Property Type
Single Family
Style
Ranch
Year Built
1956
New Construction
No/Resale
Living Area
1,728 sq ft
Below Grade
864 sq ft

Schools

Elementary
Oswegatchie
High
Waterford

Interior

Heating
Hot Water
Heat Fuel
Oil
Cooling
Ceiling Fans
Laundry
Lower Level
Laundry Location
Basement
Appliances
Gas CooktopGas RangeOven/RangeMicrowaveRefrigeratorWasherDryer
Basement
FullHeatedPartially Finished

Exterior & Lot

Lot Size
0.23 acres
Zoning
R-40
Garage / Parking
4 total parking spacesOff Street ParkingDrivewayUnpavedCrushed Stone
Waterfront Details
Walk to WaterBeach Rights
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Construction
Vinyl Siding
Roof
Asphalt Shingle
Foundation
Concrete
Lot Description
Level LotOn Cul-De-Sac

Listing & Financials

Property Taxes
$3,361 / Annually
Days on Market
0
MLS #
24215585
MLS Status
Active
Financing
FHA,VA,CHFA

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Kristyn Castaldi

(203) 223-2640

RE/MAX Coast and Country

(860) 536-7600

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 10/30/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 10/30/2026 at 2:55 PM UTC.