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99 Congress Avenue

Waterbury, Connecticut 06708

ACTIVE - NEW$298,000
Beds
5
Baths
2
SqFt
2,589
Acres
0.08
Year Built
1898
Matt Caiola

Matt Caiola

Luxury Real Estate Advisor

MCMATT CAIOLALUXURY PROPERTIES
Higgins Group Private Brokerage

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About This Home

Investor Opportunity in Waterbury! Looking for your next income-producing investment? This two-family property at 99 Congress Ave presents an opportunity for investors or owner-occupants looking to build equity and maximize rental potential. Both units are currently occupied by month-to-month tenants paying below-market rents, offering potential for increased rental income over time. Whether you're expanding your rental portfolio or looking to live in one unit while generating income from the other, this property offers flexibility and potential. Bring your vision and explore the possibilities this multi-family property has to offer. Don't wait and schedule today!

Key Facts

City/Town
Waterbury
Neighborhood
Brooklyn Center
Property / Style
Multi-Family · Units on different Floors
Year Built
1898
Days on Market
0 days
Beds
5
Baths
2 full
Living Area
2,589 sq ft
Lot Size
0.08 acres
Property Taxes
$5,173 / Annually

Market Snapshot

The Waterbury Market

Multi-Family · trailing 12 months

Median Days on Market

28

84 active listings

Median $ / Sq Ft

$154

84 active listings

Sale-to-List Ratio

100.0%

193 sales

How this home compares

List Price

$298,000

vs $466,950 median

36.2% below median

Price / Sq Ft

$115

vs $154 median

25.3% below median

Days on Market

0 days

vs 28 days median

28 days fresher than median

Based on 84 active and 193 closed sales (trailing 12 mo) of multi-family in Waterbury. Source: SmartMLS · As of November 5, 2026.

Location

99 Congress Avenue, Waterbury, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$2,155

per month

  • Principal & Interest$1,625
  • Property Taxes$431
  • Insurance$99
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Waterbury
Neighborhood
Brooklyn Center
County
New Haven

Residence

Property Type
Multi-Family
Subtype
Duplex
Style
Units on different Floors
Year Built
1898
New Construction
No/Resale
Living Area
2,589 sq ft
Below Grade
843 sq ft

Schools

Elementary
Per Board of Ed
High
John F. Kennedy

Interior

Heating
BaseboardHot Water
Heat Fuel
Natural Gas
Cooling
Window Unit
Basement
Full

Exterior & Lot

Lot Size
0.08 acres
Zoning
RH
Waterfront Details
Not Applicable
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Construction
Wood
Roof
Asphalt Shingle
Foundation
Stone
Lot Description
N/A

Listing & Financials

Property Taxes
$5,173 / Annually
Days on Market
0
MLS #
24216272
MLS Status
Active
Financing
FHA,VA,CHFA

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Diana Mashni

(203) 706-9775

RE/MAX RISE

(860) 274-7917

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 11/5/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 11/5/2026 at 5:31 AM UTC.