99 Congress Avenue
Waterbury, Connecticut 06708
- Beds
- 5
- Baths
- 2
- SqFt
- 2,589
- Acres
- 0.08
- Year Built
- 1898
- Neighborhood
- Brooklyn Center
- Property Type
- 2 Family

Matt Caiola
Luxury Real Estate Advisor
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About This Home
Investor Opportunity in Waterbury! Looking for your next income-producing investment? This two-family property at 99 Congress Ave presents an opportunity for investors or owner-occupants looking to build equity and maximize rental potential. Both units are currently occupied by month-to-month tenants paying below-market rents, offering potential for increased rental income over time. Whether you're expanding your rental portfolio or looking to live in one unit while generating income from the other, this property offers flexibility and potential. Bring your vision and explore the possibilities this multi-family property has to offer. Don't wait and schedule today!
Key Facts
- City/Town
- Waterbury
- Neighborhood
- Brooklyn Center
- Property / Style
- Multi-Family · Units on different Floors
- Year Built
- 1898
- Days on Market
- 0 days
- Beds
- 5
- Baths
- 2 full
- Living Area
- 2,589 sq ft
- Lot Size
- 0.08 acres
- Property Taxes
- $5,173 / Annually
Market Snapshot
The Waterbury Market
Multi-Family · trailing 12 months
Active Listings
84
30 under contract
Median List Price
$466,950
84 active listings
Median Closed Price
$415,000
193 sales
Median Days on Market
28
84 active listings
Median $ / Sq Ft
$154
84 active listings
Sale-to-List Ratio
100.0%
193 sales
How this home compares
List Price
$298,000
vs $466,950 median
36.2% below median
Price / Sq Ft
$115
vs $154 median
25.3% below median
Days on Market
0 days
vs 28 days median
28 days fresher than median
Based on 84 active and 193 closed sales (trailing 12 mo) of multi-family in Waterbury. Source: SmartMLS · As of November 5, 2026.
Location
99 Congress Avenue, Waterbury, Connecticut
Estimate Your Payment
Estimated Monthly Payment
Rates: Freddie Mac PMMS via FRED · Updated Oct 29, 2026per month
- Principal & Interest$1,625
- Property Taxes$431
- Insurance$99
- HOA$0
Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.
Location
- City/Town
- Waterbury
- Neighborhood
- Brooklyn Center
- County
- New Haven
Residence
- Property Type
- Multi-Family
- Subtype
- Duplex
- Style
- Units on different Floors
- Year Built
- 1898
- New Construction
- No/Resale
- Living Area
- 2,589 sq ft
- Below Grade
- 843 sq ft
Schools
- Elementary
- Per Board of Ed
- High
- John F. Kennedy
Interior
- Heating
- BaseboardHot Water
- Heat Fuel
- Natural Gas
- Cooling
- Window Unit
- Basement
- Full
Exterior & Lot
- Lot Size
- 0.08 acres
- Zoning
- RH
- Waterfront Details
- Not Applicable
- Water Source
- Public Water Connected
- Sewer
- Public Sewer Connected
- Construction
- Wood
- Roof
- Asphalt Shingle
- Foundation
- Stone
- Lot Description
- N/A
Listing & Financials
- Property Taxes
- $5,173 / Annually
- Days on Market
- 0
- MLS #
- 24216272
- MLS Status
- Active
- Financing
- FHA,VA,CHFA
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This information is believed to be accurate, but without warranty.
The IDX display contains information sourced from SmartMLS, Inc. as of 11/5/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.
Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.
Data last updated on 11/5/2026 at 5:31 AM UTC.