23 Summer Street
Waterbury, Connecticut 06704
Reduced from $475,000
- Beds
- 6
- Baths
- 3
- SqFt
- 3,080
- Acres
- 0.09
- Year Built
- 1899
- Neighborhood
- Crown Brook
- Property Type
- 3 Family

Matt Caiola
Luxury Real Estate Advisor
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About This Home
This well-maintained 3-family home has been proudly owned by the same family for nearly 100 years, showcasing true pride of ownership throughout. The property has seen many upgrades over the years while maintaining its original charm. The first-floor apartment features beautiful woodwork and high ceilings, adding character and warmth. All units offer spacious layouts with large bedrooms. The roof is approximately 10 years old and mechanicals have been replaced within the last 5-7 years. The first-floor unit is leased through the end of October, the second-floor unit is leased through the end of April and will be going month to month, and the third-floor unit is currently not occupied, providing immediate opportunity for additional income or owner occupancy. Current rents are well below market value, offering strong upside potential for investors.
Key Facts
- City/Town
- Waterbury
- Neighborhood
- Crown Brook
- Property / Style
- Multi-Family · Units on different Floors,3updown - Unit(s) per Floor
- Year Built
- 1899
- Days on Market
- 131 days
- Beds
- 6
- Baths
- 3 full
- Living Area
- 3,080 sq ft
- Lot Size
- 0.09 acres
- Garage / Parking
- 3 total
- Property Taxes
- $4,484 / Annually
Market Snapshot
The Waterbury Market
Multi-Family · trailing 12 months
Active Listings
50
42 under contract
Median List Price
$444,450
50 active listings
Median Closed Price
$412,500
197 sales
Median Days on Market
48
50 active listings
Median $ / Sq Ft
$158
50 active listings
Sale-to-List Ratio
100.0%
197 sales
How this home compares
List Price
$449,000
vs $444,450 median
In line with median
Price / Sq Ft
$146
vs $158 median
7.6% below median
Days on Market
131 days
vs 48 days median
83 days longer than median
Based on 50 active and 197 closed sales (trailing 12 mo) of multi-family in Waterbury. Source: SmartMLS · As of July 28, 2026.
Location
23 Summer Street, Waterbury, Connecticut
Estimate Your Payment
Estimated Monthly Payment
Rates: Freddie Mac PMMS via FRED · Updated Jul 23, 2026per month
- Principal & Interest$2,289
- Property Taxes$374
- Insurance$150
- HOA$0
Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.
Location
- City/Town
- Waterbury
- Neighborhood
- Crown Brook
- County
- New Haven
Residence
- Property Type
- Multi-Family
- Subtype
- 3 Family
- Style
- Units on different Floors,3updown - Unit(s) per Floor
- Year Built
- 1899
- New Construction
- No/Resale
- Living Area
- 3,080 sq ft
Schools
- Elementary
- Per Board of Ed
- High
- Per Board of Ed
Interior
- Heating
- Hot Water
- Heat Fuel
- Gas In Street
- Cooling
- None
- Laundry
- Washer/Dryer Some Units
- Basement
- FullFull With Walk-Out
Exterior & Lot
- Lot Size
- 0.09 acres
- Zoning
- RM
- Garage / Parking
- 3 total parking spacesDrivewayPavedOff Street ParkingPavedAsphalt
- Waterfront Details
- Not Applicable
- Water Source
- Public Water Connected
- Sewer
- Public Sewer Connected
- Flood Zone
- No
- Construction
- Vinyl Siding
- Color
- Yellow
- Roof
- Asphalt Shingle
- Foundation
- BrickStone
- Exterior Features
- Porch-EnclosedSidewalkPorchGutters
- Lot Description
- N/A
Listing & Financials
- Property Taxes
- $4,484 / Annually
- Days on Market
- 131
- MLS #
- 24160812
- MLS Status
- Active
- Financing
- FHA,VA
Similar Properties
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This information is believed to be accurate, but without warranty.
The IDX display contains information sourced from SmartMLS, Inc. as of 7/28/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.
Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.
Data last updated on 7/28/2026 at 6:10 AM UTC.