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23 Summer Street

Waterbury, Connecticut 06704

ACTIVE$449,000

Reduced from $475,000

Beds
6
Baths
3
SqFt
3,080
Acres
0.09
Year Built
1899
Matt Caiola

Matt Caiola

Luxury Real Estate Advisor

MCMATT CAIOLALUXURY PROPERTIES
Higgins Group Private Brokerage

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Price Reduced

About This Home

This well-maintained 3-family home has been proudly owned by the same family for nearly 100 years, showcasing true pride of ownership throughout. The property has seen many upgrades over the years while maintaining its original charm. The first-floor apartment features beautiful woodwork and high ceilings, adding character and warmth. All units offer spacious layouts with large bedrooms. The roof is approximately 10 years old and mechanicals have been replaced within the last 5-7 years. The first-floor unit is leased through the end of October, the second-floor unit is leased through the end of April and will be going month to month, and the third-floor unit is currently not occupied, providing immediate opportunity for additional income or owner occupancy. Current rents are well below market value, offering strong upside potential for investors.

Key Facts

City/Town
Waterbury
Neighborhood
Crown Brook
Property / Style
Multi-Family · Units on different Floors,3updown - Unit(s) per Floor
Year Built
1899
Days on Market
131 days
Beds
6
Baths
3 full
Living Area
3,080 sq ft
Lot Size
0.09 acres
Garage / Parking
3 total
Property Taxes
$4,484 / Annually

Market Snapshot

The Waterbury Market

Multi-Family · trailing 12 months

Median Days on Market

48

50 active listings

Median $ / Sq Ft

$158

50 active listings

Sale-to-List Ratio

100.0%

197 sales

How this home compares

List Price

$449,000

vs $444,450 median

In line with median

Price / Sq Ft

$146

vs $158 median

7.6% below median

Days on Market

131 days

vs 48 days median

83 days longer than median

Based on 50 active and 197 closed sales (trailing 12 mo) of multi-family in Waterbury. Source: SmartMLS · As of July 28, 2026.

Location

23 Summer Street, Waterbury, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$2,813

per month

  • Principal & Interest$2,289
  • Property Taxes$374
  • Insurance$150
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Waterbury
Neighborhood
Crown Brook
County
New Haven

Residence

Property Type
Multi-Family
Subtype
3 Family
Style
Units on different Floors,3updown - Unit(s) per Floor
Year Built
1899
New Construction
No/Resale
Living Area
3,080 sq ft

Schools

Elementary
Per Board of Ed
High
Per Board of Ed

Interior

Heating
Hot Water
Heat Fuel
Gas In Street
Cooling
None
Laundry
Washer/Dryer Some Units
Basement
FullFull With Walk-Out

Exterior & Lot

Lot Size
0.09 acres
Zoning
RM
Garage / Parking
3 total parking spacesDrivewayPavedOff Street ParkingPavedAsphalt
Waterfront Details
Not Applicable
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Flood Zone
No
Construction
Vinyl Siding
Color
Yellow
Roof
Asphalt Shingle
Foundation
BrickStone
Exterior Features
Porch-EnclosedSidewalkPorchGutters
Lot Description
N/A

Listing & Financials

Property Taxes
$4,484 / Annually
Days on Market
131
MLS #
24160812
MLS Status
Active
Financing
FHA,VA

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Ryan Gannon

(203) 217-2352

BHGRE Gaetano Marra Homes

(203) 758-1300

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 7/28/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 7/28/2026 at 6:10 AM UTC.