3 Middle Street
Waterford, Connecticut 06385
- Beds
- 3
- Baths
- 2
- SqFt
- 1,711
- Acres
- 0.23
- Year Built
- 1935
- Property Type
- Single Family

Matt Caiola
Luxury Real Estate Advisor
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About This Home
Fully renovated in 2015 and thoughtfully updated since, this charming 3 bed 2 full bath colonial is move-in ready. Close to downtown Niantic, I-95, I-395 and Route 1 for an easy commute to Pfizer, Electric Boat and the casinos. The home features a renovated kitchen (2023) with a Kohler farmhouse sink and quartz countertops, recessed lighting with dimmers throughout, and a cozy, well maintained wood-burning stove. Two refreshed decks (front 2026, back 2025) lead to an irrigated backyard with dramatic nighttime lighting - perfect for evening entertaining. Additional highlights include a new driveway (2023) and mooring rights in the Niantic River. A well-cared-for home in a great location - nothing left to do but move in!
Key Facts
- City/Town
- Waterford
- Neighborhood
- N/A
- Property / Style
- Single Family · Colonial
- Year Built
- 1935
- Days on Market
- 54 days
- Beds
- 3
- Baths
- 2 full
- Living Area
- 1,711 sq ft
- Lot Size
- 0.23 acres
- Garage / Parking
- 1 garage
- Property Taxes
- $7,219 / Annually
Market Snapshot
The Waterford Market
Single Family · trailing 12 months
Active Listings
24
34 under contract
Median List Price
$479,450
24 active listings
Median Closed Price
$440,000
209 sales
Median Days on Market
12
24 active listings
Median $ / Sq Ft
$281
24 active listings
Sale-to-List Ratio
100.0%
209 sales
How this home compares
List Price
$525,000
vs $479,450 median
9.5% above median
Price / Sq Ft
$307
vs $281 median
9.3% above median
Days on Market
54 days
vs 12 days median
42 days longer than median
Based on 24 active and 209 closed sales (trailing 12 mo) of single family in Waterford. Source: SmartMLS · As of July 28, 2026.
Location
3 Middle Street, Waterford, Connecticut
Estimate Your Payment
Estimated Monthly Payment
Rates: Freddie Mac PMMS via FRED · Updated Jul 23, 2026per month
- Principal & Interest$2,677
- Property Taxes$602
- Insurance$175
- HOA$0
Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.
Location
- City/Town
- Waterford
- Neighborhood
- N/A
- County
- New London
Residence
- Property Type
- Single Family
- Style
- Colonial
- Year Built
- 1935
- New Construction
- No/Resale
- Living Area
- 1,711 sq ft
Schools
- Elementary
- Per Board of Ed
- High
- Waterford
Interior
- Heating
- BaseboardWall UnitWood/Coal Stove
- Heat Fuel
- ElectricWood
- Cooling
- DuctlessSplit System
- Fireplaces
- 1
- Appliances
- Gas RangeMicrowaveRange HoodRefrigeratorDishwasher
- Basement
- Crawl Space
Exterior & Lot
- Lot Size
- 0.23 acres
- Zoning
- VR-10
- Garage / Parking
- 1 garage spaceDetached Garage
- Waterfront Details
- Walk to WaterDock or MooringBeach RightsView
- Water Source
- Public Water Connected
- Sewer
- Public Sewer Connected
- Construction
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- Lot Description
- Fence - PrivacyFence - FullLevel LotCleared
Listing & Financials
- Property Taxes
- $7,219 / Annually
- Days on Market
- 54
- MLS #
- 24180259
- MLS Status
- Under Contract
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This information is believed to be accurate, but without warranty.
The IDX display contains information sourced from SmartMLS, Inc. as of 7/28/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.
Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.
Data last updated on 7/28/2026 at 6:15 AM UTC.