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3 Middle Street

Waterford, Connecticut 06385

PENDING$525,000
Beds
3
Baths
2
SqFt
1,711
Acres
0.23
Year Built
1935
Matt Caiola

Matt Caiola

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MCMATT CAIOLALUXURY PROPERTIES
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Dock / Mooring1-Car Garage1 Fireplace

About This Home

Fully renovated in 2015 and thoughtfully updated since, this charming 3 bed 2 full bath colonial is move-in ready. Close to downtown Niantic, I-95, I-395 and Route 1 for an easy commute to Pfizer, Electric Boat and the casinos. The home features a renovated kitchen (2023) with a Kohler farmhouse sink and quartz countertops, recessed lighting with dimmers throughout, and a cozy, well maintained wood-burning stove. Two refreshed decks (front 2026, back 2025) lead to an irrigated backyard with dramatic nighttime lighting - perfect for evening entertaining. Additional highlights include a new driveway (2023) and mooring rights in the Niantic River. A well-cared-for home in a great location - nothing left to do but move in!

Key Facts

City/Town
Waterford
Neighborhood
N/A
Property / Style
Single Family · Colonial
Year Built
1935
Days on Market
54 days
Beds
3
Baths
2 full
Living Area
1,711 sq ft
Lot Size
0.23 acres
Garage / Parking
1 garage
Property Taxes
$7,219 / Annually

Market Snapshot

The Waterford Market

Single Family · trailing 12 months

Median Days on Market

12

24 active listings

Median $ / Sq Ft

$281

24 active listings

Sale-to-List Ratio

100.0%

209 sales

How this home compares

List Price

$525,000

vs $479,450 median

9.5% above median

Price / Sq Ft

$307

vs $281 median

9.3% above median

Days on Market

54 days

vs 12 days median

42 days longer than median

Based on 24 active and 209 closed sales (trailing 12 mo) of single family in Waterford. Source: SmartMLS · As of July 28, 2026.

Location

3 Middle Street, Waterford, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$3,454

per month

  • Principal & Interest$2,677
  • Property Taxes$602
  • Insurance$175
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Waterford
Neighborhood
N/A
County
New London

Residence

Property Type
Single Family
Style
Colonial
Year Built
1935
New Construction
No/Resale
Living Area
1,711 sq ft

Schools

Elementary
Per Board of Ed
High
Waterford

Interior

Heating
BaseboardWall UnitWood/Coal Stove
Heat Fuel
ElectricWood
Cooling
DuctlessSplit System
Fireplaces
1
Appliances
Gas RangeMicrowaveRange HoodRefrigeratorDishwasher
Basement
Crawl Space

Exterior & Lot

Lot Size
0.23 acres
Zoning
VR-10
Garage / Parking
1 garage spaceDetached Garage
Waterfront Details
Walk to WaterDock or MooringBeach RightsView
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Construction
Vinyl Siding
Roof
Asphalt Shingle
Foundation
Concrete
Lot Description
Fence - PrivacyFence - FullLevel LotCleared

Listing & Financials

Property Taxes
$7,219 / Annually
Days on Market
54
MLS #
24180259
MLS Status
Under Contract

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Timothy Johnson

(860) 986-0043

Starr Team at LPT Realty

(860) 325-2484

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 7/28/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 7/28/2026 at 6:15 AM UTC.