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9 Hilltop Terrace

Waterford, Connecticut 06385

PENDING$525,000
Beds
3
Baths
2
SqFt
2,351
Acres
0.40
Year Built
1955
Matt Caiola

Matt Caiola

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1 Fireplace

About This Home

Welcome to 9 Hilltop Terrace! This spacious updated ranch is deceiving at first glance; with over 2,300 sqft of living space, this layout has so much to offer. Single-level living, 3-4 bedrooms, 2-3 living rooms, attention to detail & contemporary finishes throughout, & a large back yard on a cul-de-sac make this a great fit for all! Through the front entrance you're greeted by hardwood floors flowing through a large sunlit living room with picture window & wood-burning fireplace. Around the corner you'll find a recently renovated chef's kitchen with custom cabinetry, sleek countertops, & SS appliances. The kitchen is open to the dining area with plenty of room to entertain, overlooking the family room with access to the back covered deck, stamped concrete patio, & huge fully-fenced backyard. On the other wing of the home you'll find more hardwoods flowing through 3 well-appointed bedrooms, & 2 full baths with modern updates, new vanities & tile flooring. The lower level is the icing on the cake with a large rec room with built-in shelving, an optional 4th bedroom/guest room with walk-out access to the backyard, & plenty of room for storage or a workshop. Additional features include ductless AC in the living areas, a shed for garden/lawn care storage, & a terrific location in an established residential neighborhood within close proximity to all that Waterford has to offer; beaches, local schools & parks, shopping, restaurants, & more!

Key Facts

City/Town
Waterford
Neighborhood
Graniteville
Property / Style
Single Family · Ranch
Year Built
1955
Days on Market
41 days
Beds
3
Baths
2 full
Living Area
2,351 sq ft
Lot Size
0.40 acres
Garage / Parking
4 total
Property Taxes
$4,937 / Annually

Market Snapshot

The Waterford Market

Single Family · trailing 12 months

Median Days on Market

12

24 active listings

Median $ / Sq Ft

$281

24 active listings

Sale-to-List Ratio

100.0%

209 sales

How this home compares

List Price

$525,000

vs $479,450 median

9.5% above median

Price / Sq Ft

$223

vs $281 median

20.6% below median

Days on Market

41 days

vs 12 days median

29 days longer than median

Based on 24 active and 209 closed sales (trailing 12 mo) of single family in Waterford. Source: SmartMLS · As of July 28, 2026.

Location

9 Hilltop Terrace, Waterford, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$3,263

per month

  • Principal & Interest$2,677
  • Property Taxes$411
  • Insurance$175
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Waterford
Neighborhood
Graniteville
County
New London

Residence

Property Type
Single Family
Style
Ranch
Year Built
1955
New Construction
No/Resale
Living Area
2,351 sq ft
Below Grade
412 sq ft

Schools

Elementary
Per Board of Ed
High
Per Board of Ed

Interior

Heating
Hot Water
Heat Fuel
Oil
Cooling
Ductless
Fireplaces
1
Laundry
Main Level
Laundry Location
Family Room
Appliances
Oven/RangeMicrowaveRefrigeratorDishwasherWasherDryer
Basement
FullHeatedSump PumpInterior AccessPartially FinishedLiveable SpaceFull With Walk-Out
In-Law Apartment
PossibleLower Level
Interior Features
Cable - AvailableOpen Floor Plan
Additional Rooms
Laundry Room

Exterior & Lot

Lot Size
0.40 acres
Zoning
R-40
Garage / Parking
4 total parking spacesOff Street ParkingDrivewayPaved
Waterfront Details
Not Applicable
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Flood Zone
No
Construction
Shingle
Color
Dark Blue
Roof
Asphalt Shingle
Foundation
BlockConcrete
Exterior Features
ShedGuttersLightingCovered DeckPatio
Lot Description
Fence - WoodLevel LotOn Cul-De-Sac

Listing & Financials

Property Taxes
$4,937 / Annually
Days on Market
41
MLS #
24184662
MLS Status
Under Contract
Financing
FHA,VA,CHFA

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Geoff Smith

(860) 912-3209

RE/MAX on the Bay

(860) 739-0888

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 7/28/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 7/28/2026 at 7:55 AM UTC.