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21 Aetna Street

Waterbury, Connecticut 06704

ACTIVE - NEW$469,900
Beds
6
Baths
3
SqFt
3,443
Acres
0.11
Year Built
1900
Matt Caiola

Matt Caiola

Luxury Real Estate Advisor

MCMATT CAIOLALUXURY PROPERTIES
Higgins Group Private Brokerage

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About This Home

Turnkey 3-family offering an excellent opportunity for owner-occupants and investors alike! Each spacious apartment features 2 bedrooms, 1 full bath and approximately 1,140 SF of living space, including a large eat-in kitchen, living room and dining room. Units offer hardwood floors, updated kitchens and bathrooms, and washer/dryer hookups. Exterior improvements include vinyl siding and replacement windows. Separate, tenant-paid electric utilities with no owner's meter help keep operating expenses low. The first-floor unit presents an ideal owner-occupant opportunity, allowing buyers to live in one unit while generating rental income from the others. With minimal maintenance requirements and low operating expenses, this property is an excellent option for first-time investors or those looking to expand an existing portfolio. Located in Waterbury's New Pac neighborhood, just minutes from the Waterbury Police Activity League (PAL), with convenient access to major highways, shopping, dining, public transportation and local amenities. Can be purchased individually or as part of a larger multifamily investment portfolio in Waterbury!

Key Facts

City/Town
Waterbury
Neighborhood
North End
Property / Style
Multi-Family · Units on different Floors
Year Built
1900
Days on Market
0 days
Beds
6
Baths
3 full
Living Area
3,443 sq ft
Lot Size
0.11 acres
Property Taxes
$5,018 / Annually

Market Snapshot

The Waterbury Market

Multi-Family · trailing 12 months

Median Days on Market

28

73 active listings

Median $ / Sq Ft

$168

73 active listings

Sale-to-List Ratio

100.0%

192 sales

How this home compares

List Price

$469,900

vs $469,900 median

In line with median

Price / Sq Ft

$136

vs $168 median

19.0% below median

Days on Market

0 days

vs 28 days median

28 days fresher than median

Based on 73 active and 192 closed sales (trailing 12 mo) of multi-family in Waterbury. Source: SmartMLS · As of October 26, 2026.

Location

21 Aetna Street, Waterbury, Connecticut

Property + 12 nearby

Estimate Your Payment

Estimated Monthly Payment

Rates: Freddie Mac PMMS via FRED
$3,157

per month

  • Principal & Interest$2,582
  • Property Taxes$418
  • Insurance$157
  • HOA$0

Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.

Location

City/Town
Waterbury
Neighborhood
North End
County
New Haven

Residence

Property Type
Multi-Family
Subtype
3 Family
Style
Units on different Floors
Year Built
1900
New Construction
No/Resale
Living Area
3,443 sq ft

Schools

Elementary
Per Board of Ed
High
Per Board of Ed

Interior

Heating
Baseboard
Heat Fuel
Electric
Cooling
Window Unit
Laundry
All Units Have Hook-Ups
Basement
FullUnfinished

Exterior & Lot

Lot Size
0.11 acres
Zoning
RM
Waterfront Details
Not Applicable
Water Source
Public Water Connected
Sewer
Public Sewer Connected
Flood Zone
No
Construction
Vinyl Siding
Color
yellow
Roof
Asphalt Shingle
Foundation
MasonryStone
Exterior Features
SidewalkShedPorchLighting
Lot Description
Level Lot

Listing & Financials

Property Taxes
$5,018 / Annually
Days on Market
0
MLS #
24217002
MLS Status
Active
Financing
FHA,VA,CHFA

Similar Properties

Homes with a close match in area, property type, and price.

Listed By

Amanda Faroni-Sheehan

Oxford Realty

(203) 314-4219

This information is believed to be accurate, but without warranty.

The IDX display contains information sourced from SmartMLS, Inc. as of 10/26/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.

Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.

Data last updated on 10/26/2026 at 11:05 PM UTC.