21 Aetna Street
Waterbury, Connecticut 06704
- Beds
- 6
- Baths
- 3
- SqFt
- 3,443
- Acres
- 0.11
- Year Built
- 1900
- Neighborhood
- North End
- Property Type
- 3 Family

Matt Caiola
Luxury Real Estate Advisor
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About This Home
Turnkey 3-family offering an excellent opportunity for owner-occupants and investors alike! Each spacious apartment features 2 bedrooms, 1 full bath and approximately 1,140 SF of living space, including a large eat-in kitchen, living room and dining room. Units offer hardwood floors, updated kitchens and bathrooms, and washer/dryer hookups. Exterior improvements include vinyl siding and replacement windows. Separate, tenant-paid electric utilities with no owner's meter help keep operating expenses low. The first-floor unit presents an ideal owner-occupant opportunity, allowing buyers to live in one unit while generating rental income from the others. With minimal maintenance requirements and low operating expenses, this property is an excellent option for first-time investors or those looking to expand an existing portfolio. Located in Waterbury's New Pac neighborhood, just minutes from the Waterbury Police Activity League (PAL), with convenient access to major highways, shopping, dining, public transportation and local amenities. Can be purchased individually or as part of a larger multifamily investment portfolio in Waterbury!
Key Facts
- City/Town
- Waterbury
- Neighborhood
- North End
- Property / Style
- Multi-Family · Units on different Floors
- Year Built
- 1900
- Days on Market
- 0 days
- Beds
- 6
- Baths
- 3 full
- Living Area
- 3,443 sq ft
- Lot Size
- 0.11 acres
- Property Taxes
- $5,018 / Annually
Market Snapshot
The Waterbury Market
Multi-Family · trailing 12 months
Active Listings
73
31 under contract
Median List Price
$469,900
73 active listings
Median Closed Price
$419,950
192 sales
Median Days on Market
28
73 active listings
Median $ / Sq Ft
$168
73 active listings
Sale-to-List Ratio
100.0%
192 sales
How this home compares
List Price
$469,900
vs $469,900 median
In line with median
Price / Sq Ft
$136
vs $168 median
19.0% below median
Days on Market
0 days
vs 28 days median
28 days fresher than median
Based on 73 active and 192 closed sales (trailing 12 mo) of multi-family in Waterbury. Source: SmartMLS · As of October 26, 2026.
Location
21 Aetna Street, Waterbury, Connecticut
Estimate Your Payment
Estimated Monthly Payment
Rates: Freddie Mac PMMS via FRED · Updated Oct 22, 2026per month
- Principal & Interest$2,582
- Property Taxes$418
- Insurance$157
- HOA$0
Estimates only. Actual rates, taxes, insurance, and HOA fees vary. Consult a lender for current rates.
Location
- City/Town
- Waterbury
- Neighborhood
- North End
- County
- New Haven
Residence
- Property Type
- Multi-Family
- Subtype
- 3 Family
- Style
- Units on different Floors
- Year Built
- 1900
- New Construction
- No/Resale
- Living Area
- 3,443 sq ft
Schools
- Elementary
- Per Board of Ed
- High
- Per Board of Ed
Interior
- Heating
- Baseboard
- Heat Fuel
- Electric
- Cooling
- Window Unit
- Laundry
- All Units Have Hook-Ups
- Basement
- FullUnfinished
Exterior & Lot
- Lot Size
- 0.11 acres
- Zoning
- RM
- Waterfront Details
- Not Applicable
- Water Source
- Public Water Connected
- Sewer
- Public Sewer Connected
- Flood Zone
- No
- Construction
- Vinyl Siding
- Color
- yellow
- Roof
- Asphalt Shingle
- Foundation
- MasonryStone
- Exterior Features
- SidewalkShedPorchLighting
- Lot Description
- Level Lot
Listing & Financials
- Property Taxes
- $5,018 / Annually
- Days on Market
- 0
- MLS #
- 24217002
- MLS Status
- Active
- Financing
- FHA,VA,CHFA
Similar Properties
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This information is believed to be accurate, but without warranty.
The IDX display contains information sourced from SmartMLS, Inc. as of 10/26/2026. This information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or leasing. Data is deemed reliable but is not guaranteed accurate by the MLS, the listing broker, the listing agent, or Matt Caiola. Buyers and tenants should independently verify all information that matters to their decision.
Map locations may be approximate. Any offer of compensation, if applicable, is made only to participants of the MLS where the listing is filed. ©2026 Smart MLS, Inc. All rights reserved.
Data last updated on 10/26/2026 at 11:05 PM UTC.